New! Covernotes Spring 2012 

  Covernotes Spring - 2012

(file size: 2MB)

 

Inside this issue; 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft


Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.

 

Household/Residential Property Owners or Commercial Policies


Terrorism

Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification


Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.

 

Click here to read more


Motoring your way out of the recession

 

Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:

 

Click here to read more

Insurance Times

BBC News

4:42 pm (20 minutes ago)
Lockerbie bomber Abdelbaset al-Megrahi dies at home in Tripoli, nearly three years after he was controversially freed from a Scottish prison.
3:42 pm (an hour ago)
A magnitude-6.0 earthquake in northern Italy kills at least six people, causing "significant damage" to the region's cultural heritage.
4:54 pm (8 minutes ago)
Thousands of Chelsea fans are cheering on the squad during a parade to celebrate the Champions League victory.
2:41 pm (2 hours ago)
Nato leaders are set to hold a summit dominated by Afghanistan, as the alliance prepares to hand over security duties to Afghans by the end of 2014.
3:42 pm (an hour ago)
A service has taken place to dedicate a new memorial at Britain's National Memorial Arboretum to the Britons who died in the Falklands War.
11:21 am (6 hours ago)
Labour's Ed Balls warns the world economy faces a "catastrophe" unless Germany abandons pressure on eurozone countries to cut public spending.
3:42 pm (an hour ago)
RAF Kinloss authorities knew the public could be at risk from chemical weapons buried near the base, according to documents obtained by BBC Scotland.
4:02 pm (60 minutes ago)
Shelling by Syrian forces kills at least 16 people, according to the British-based group the Syrian Observatory for Human Rights.
7:56 am (9 hours ago)
The senior Scotland Yard officer in charge of three linked phone-hacking investigations will retire later this year, the Met Police confirms.
4:22 pm (40 minutes ago)
The prime minister is this week expected to back a plan to help boost growth by cutting employment red tape.
12:16 pm (5 hours ago)
The designer of the iconic Raleigh Chopper bike dies after a battle with cancer.
1:49 pm (3 hours ago)
Communities stretching from Plymouth to Exeter are welcoming the Olympic flame on the second day of the torch relay ahead of the London 2012 Games.
2:52 pm (2 hours ago)
A senior cabinet colleague defends David Cameron's work ethic after a book outlined weekend relaxations including tennis, karaoke and drinking wine.
2:13 pm (3 hours ago)
The Surrey town of Staines officially changes its name to Staines-upon-Thames in an attempt to boost its riverside image.
10:29 am (7 hours ago)
England begin the last session chasing the final four West Indies wickets, having removed Shivnarine Chanderpaul just before tea.
8:32 am (9 hours ago)
England boss Roy Hodgson warns his players to behave responsibly at their city-centre base during Euro 2012.
4:32 pm (30 minutes ago)
Jorge Lorenzo beats Valentino Rossi in France on a wet Le Mans track to go top of the MotoGP standings ahead of Casey Stoner.
3:35 pm (an hour ago)
Watch News Channel coverage of Chelsea's victory parade to celebrate winning the Champions League and FA Cup (UK only).
1:54 pm (3 hours ago)
Graeme McDowell is through to the final of the World Match Play, but Paul Lawrie is beaten in the semi-finals.
7:09 am (10 hours ago)
US President Obama wraps up a G8 summit saying that leaders agree economies must focus on jobs and growth to boost recovery.
2:23 pm (3 hours ago)
Former chancellor Ken Clarke says Europe's banking system is "in tatters" and warns the UK is "heavily exposed" to potential problems.
11:51 am (5 hours ago)
Health Secretary Andrew Lansley insists the quality of hospital food in England will improve, after criticism of the nutritional value of meals currently offered.
6:39 am (10 hours ago)
A small number of British soldiers could remain in Afghanistan after forces withdraw in 2014, a senior UK government official says.
Yesterday, 1:12 pm
The prospect of high student debt and increased pension contributions could discourage young people from entering medicine, a senior doctor warns.
Friday, 2:36 am
Dieting in pregnancy is safe and does not carry risks for the baby, a review of research has suggested.
Yesterday, 1:53 am
Schools should keep detailed records of the languages spoken by ethnic minority pupils urges a report.
Friday, 12:38 pm
A study suggests public sector debt will be pushed up by £100bn over next two decades by higher university fees.
Friday, 9:49 pm
Facebook shares end a volatile first day of trading at $38.23, barely above the company's initial pricing, having initially jumped more than 10%.
Thursday, 6:20 pm
Mobile phone data of suspects in police custody is to be extracted and retained, regardless of whether charges are brought, the BBC has learned.
Yesterday, 11:58 am
The US firm SpaceX aborts the lift-off of its Falcon rocket and Dragon ship to the International Space Station.
Friday, 12:09 pm
Researchers reveal details of a promising way to make a fundamentally different kind of computer memory chip.
12:07 pm (5 hours ago)
Crowded House drummer Peter Jones dies at the age of 45.
Yesterday, 1:13 am
Doctor Who producer and Sherlock co-creator Steven Moffat is to receive a special prize at this year's Bafta TV awards, organisers announce.
Friday, 12:07 pm
Campaigners want to overturn laws targeting "insulting words and behaviour". Just how safe is it to scorn others?
Friday, 3:32 am
The Magazine's weekly quiz of the news, 7 days 7 questions.
1:32 pm (4 hours ago)
Portland Coastguard say there is no hope that two fishermen missing off the Dorset coast since Thursday will be found alive.
3:13 pm (an hour ago)
The ex-wife of a man who murdered his ex-partner and toddler daughter in Essex tells the BBC he had put a gun to her head.
4:41 pm (21 minutes ago)
First Minister Alex Salmond says the victims of the Lockerbie bombing should be remembered, after the death of Abdelbaset al-Megrahi.
12:15 pm (5 hours ago)
Campaigns urging voters to back either Scottish independence or the United Kingdom are set to be launched within weeks.
4:45 pm (17 minutes ago)
Bellaghy parish priest Fr Andrew Dolan says teenager Lauren O'Neill died trying to protect her sister.
4:16 pm (46 minutes ago)
A 16-year-old youth assaulted on the outskirts of north Belfast on Saturday remains in a critical condition in hospital.
8:44 am (8 hours ago)
The Home Office disputes claims that 1,600 police officers will be lost in Wales due to spending cuts.
10:51 am (6 hours ago)
Members from opposition parties in Wales and non-party activists are set to join forces for a policy think-tank, says Conservative assembly member David Melding.
2:57 pm (2 hours ago)
Sudan releases four foreigners detained last month near in the disputed area near the border with South Sudan, officials say.
Yesterday 7:37 pm (21 hours ago)
Somali government soldiers are among five people killed in two bomb attacks in the capital Mogadishu blamed on al-Shabab Islamist fighters.
4:49 am (12 hours ago)
Chinese activist Chen Guangcheng arrives in New York, after his escape to the US embassy in Beijing last month sparked a diplomatic crisis.
4:41 am (12 hours ago)
Sri Lanka's President Rajapaksa has signed papers to free his political rival General Sarath Fonseka from prison - three years after the civil war ended.
11:42 am (5 hours ago)
Chelsea fans across the world are celebrating their team's historic Champions League win, as a victory parade in west London is planned.
4:05 pm (57 minutes ago)
A bomb that killed a girl outside a school in southern Italy was probably planted by a single person rather than the mafia, a prosecutor says.
Yesterday 7:18 pm (22 hours ago)
A fourth senior Mexican officer is detained as part of an investigation into links between the army and drug trafficking cartels.
1:36 am (15 hours ago)
Two veteran politicians contest elections in the Dominican Republic after a presidential campaign dominated by concerns over rising food and fuel costs.
Yesterday 10:48 pm (18 hours ago)
Residents in the Libyan city of Benghazi vote in local council elections, the first polls held in the city since the 1960s.
Friday, 5:54 pm
Thousands of Bahrainis protest outside the capital against a plan to create a union of Gulf Arab countries, with similar demonstrations in Tehran.
3:16 am (14 hours ago)
Facebook founder Mark Zuckerberg ends a hectic week by getting married to long -time girlfriend Priscilla Chan in a surprise ceremony at his home.
Friday, 10:10 pm
The highest court in Maryland allows gay couples to divorce, even though same-sex marriage is not yet allowed in that US state.
Friday, 5:40 pm
News photos from around the world
Friday, 1:08 pm
24 hours of news photos: 18 May
Friday, 5:12 pm
The world's monarchs gather at Windsor Castle
Friday, 6:09 am
A photographer's view of Hackney
Thursday, 4:17 pm
Queen's visit to Cheshire and Merseyside
Wednesday, 12:32 pm
Olympic flame tours Greece
Thursday, 2:54 pm
Readers' photos on the theme sailing
Thursday, 11:44 am
24 hours of news photos: 17 May 2012
Thursday, 12:18 pm
MPs have put questions to Energy and Climate Change Secretary Ed Davey and his ministerial team.
12:14 am (17 hours ago)
Although the Maldives are known as an unspoilt tourist paradise, the islands struggle with managing their waste, as the BBC discovered on a visit to an 'apocalyptic' island waste dump.
2:25 pm (3 hours ago)
The founder of Facebook, Mark Zuckerberg, updates his status on his own Facebook page to announce he has married long-time girlfriend Priscilla Chan.
11:00 am (6 hours ago)
Andrew Marr and experts ask if the graffiti artist Banksy's latest offering ahead of the Queen's Diamond Jubilee means he is as radical as ever.
Yesterday 10:58 pm (18 hours ago)
Chelsea have won the Champions League for the first time in the club's history, beating German team Bayern Munich in a penalty shoot out.
9:36 am (7 hours ago)
Chinese activist Chen Guangcheng arrives in New York with his wife and children to begin a new life in the United States.
Yesterday 5:43 pm (23 hours ago)
Thousands of members of the Royal Navy, Army and Royal Air Force have taken part in a parade and flypast to mark the Queen's Diamond Jubilee.
Yesterday 7:02 pm (22 hours ago)
A bomb has exploded in front of a school in the southern Italian city of Brindisi killing at least one girl and injuring six others.
Yesterday, 9:08 am
Sailing champion Ben Ainslie starts the London 2012 Olympic torch relay from Land's End amid tight security.
4:04 pm (58 minutes ago)
Families at service for new Falklands War Memorial
1:12 am (16 hours ago)
Andrew Lloyd Webber on Jesus and Profumo
Friday, 5:56 pm
The European dream has become a nightmare, laments Will Self
11:42 am (5 hours ago)
'No-one visits Zambia, so waiting to see the Queen felt surreal'
3:56 pm (an hour ago)
Crowds and cheers as Olympic torch heads for Exeter
1:20 am (16 hours ago)
How have other high-flying internet stocks performed?
7:36 am (9 hours ago)
The elusive search for dialogue in battle-scarred Syria
3:58 am (13 hours ago)
Leigh Francis on his desire to emulate Carry On films

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Welcome to David Roberts & Partners Insurance Brokers Ltd.


We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.

 

We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 
 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 

 


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