Covernotes - Summer 2013

(file size: 2.44MB)


 Insurance Matters - Summer 2013

(file size: 788KB)

Insurance Matters A/W 2012

Insurance Matters A/W 2012

(file size: 678KB)



Covernotes Winter 2012

Covernotes Winter 2012

(file size: 1.65MB)


Market Overview and Outlook 2013

(file size: 2.MB)

Market Overview and Outlook 2013


Covernotes Summer 2012

Covernotes Summer 2012

(file size: 2.51MB)


Inside this issue: That sinking feeling, Stress in the work place, Motor Fleet claims tips, Getting upto speed, Cyber crime and

Fee For Intervention (FFI)


Insurance Matters: Spring and Summer 2012


Insurance Matters - Spring/Summer 2012

(file size: 650KB)


Inside this issue: Olym-Pick Pocketers, La con duite en France, Ensure your day goes without a hitch!, Changes to driving licence rules in Great Britain and Home Security.


Covernotes Spring 2012

Covernotes Spring - 2012

(file size: 2MB)


Inside this issue: 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft

Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.


Household/Residential Property Owners or Commercial Policies


Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification

Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.


Click here to read more

Motoring your way out of the recession


Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:


Click here to read more

Insurance Times

BBC News

8:07 pm (28 minutes ago)
The South Korean ferry that sank on Wednesday was steered by a ship's mate unfamiliar with the waters where the accident occurred, officials say.
10:41 am (10 hours ago)
Ukraine suspends operations against pro-Russian militants occupying government offices in the east over Easter, but the stand-off remains.
2:08 pm (6 hours ago)
Police in Northern Ireland arrest a 26-year-old man over the murder of former dissident republican leader Tommy Crossan.
4:58 pm (4 hours ago)
A family is left with nowhere to run when their car catches fire - in the lion enclosure at Longleat Safari Park.
4:32 pm (4 hours ago)
Hamid Mir, one of Pakistan's best known television presenters, is injured in an attack by unidentified gunmen in the southern city of Karachi.
5:26 pm (3 hours ago)
The NUT conference rejects calls for a four-day autumn strike, but could still press for a summer classroom walk-out
10:59 am (10 hours ago)
A seven-year-old boy who was badly burnt in an incident in Aberdeen is in a "critical" condition in hospital, police reveal.
8:50 am (12 hours ago)
Taxpayers' personal financial data could be shared with private firms and researchers, Revenue & Customs says, despite concerns over privacy and security.
12:19 pm (8 hours ago)
Four French journalists held captive in Syria for months have been freed and are in "good health", says President Francois Hollande.
8:37 am (12 hours ago)
The search area for the missing Malaysian plane has narrowed and will be at "a critical juncture" in the next two days, says the transport minister.
1:07 pm (7 hours ago)
Former BBC presenter Derek Cooper, who founded Radio 4's The Food Programme and presented a number of other shows, dies, aged 88.
1:52 pm (7 hours ago)
Manchester rapper MC Tunes' second album is to get its public debut, 23 years after it was due to be heard.
2:25 pm (6 hours ago)
A Devon farm which features in Michael Morpurgo's book War Horse opens a museum dedicated to the story.
8:03 pm (31 minutes ago)
Bottom club Sunderland earn a stunning win at Chelsea that dents the Blues' title hopes and gives Liverpool a major boost.
6:39 pm (an hour ago)
World number two Novak Djokovic says he needs to let his injured wrist heal after losing to Roger Federer in Monte Carlo.
5:47 pm (3 hours ago)
Cardiff claim what could yet prove a vital point in their fight against relegation against visitors Stoke.
12:25 pm (8 hours ago)
Mercedes' Lewis Hamilton admits he starts Sunday's Chinese Grand Prix as strong favourite after qualifying on pole position.
11:57 am (9 hours ago)
Lancashire coach Peter Moores will lead England for a second time, succeeding Andy Flower who resigned in January.
9:35 am (11 hours ago)
People convicted of commercial crimes overseas could be banned from running UK firms in an attempt to tackle "rogue directors", Business Secretary Vince Cable says.
Yesterday, 12:16 pm
Almost half of Britons believe the UK will become a nation of renters within a generation, research suggests.
Yesterday, 6:17 pm
David Axelrod, the strategist who masterminded Barack Obama's presidential victories, will be a key adviser on Ed Miliband's 2015 general election campaign, the Labour Party says.
1:59 pm (7 hours ago)
Tristram Hunt, Labour's shadow education secretary, has warned against religious extremism in schools.
Yesterday, 1:03 pm
Tests taken by foreign doctors who want to work in the NHS should be made harder to pass to bring them in line with UK standards, a study says.
Thursday, 12:37 pm
A man who suffered with chronic hand pain chopped the limb off so people "would listen."
2:33 pm (6 hours ago)
Labour's Tristram Hunt has told teachers in Birmingham that there is no place for "cultural or gender segregation" in schools.
Tuesday, 7:43 pm
An inquiry into allegations of a hard-line Islamist plot to take over 25 Birmingham schools is to be lead by the Met's former national head of counter terrorism, it has been announced.
Thursday, 2:20 pm
In an open letter to Google's Eric Schmidt the boss of German publishing firm Axel Springer says it is afraid of the search giant.
Wednesday, 11:58 pm
A Japanese researcher shows off glasses that display computer-generated eyes, which express emotions to save their wearer the effort.
Yesterday, 2:54 am
Ancient grasses from the Pampas of Argentina were preserved when asteroids struck the area, scientists report.
Tuesday, 11:15 am
People in the Americas have been treated to a rare "blood moon" lunar eclipse. Jonathan Amos explains the science behind the colour change.
Yesterday, 4:49 pm
Pop star Prince signs a major deal with Warner Bros Records, the label he famously fell out with nearly 20 years ago.
Yesterday, 6:54 pm
Film critic Anna Smith reviews the week's new film releases, including comedy The Love Punch, character driven drama, Locke, and We Are The Best!, a witty drama about a punk band in the 1980s.
2:34 am (18 hours ago)
On International Circus Day, author Jeremy Clay recounts the tale of an escaped lion and a spa stay that proved rather less than stress-free.
2:17 am (18 hours ago)
Rhea birds can be extremely dangerous, and more nuggets from the week's news.
5:57 am (15 hours ago)
The Daily Express says people are releasing equity from homes to "top up" their pensions, while other papers are concerned about state intrusion into privacy.
4:54 pm (4 hours ago)
A man and woman and three children are rescued from a car seconds before it burst into flames after a Lake District crash.
1:34 pm (7 hours ago)
Three people appear in court in connection with an attack which left a teenager with serious chemical burns.
1:43 pm (7 hours ago)
Police are investigating the suspicious death of a 46-year-old woman after her body is found in a flat.
11:33 am (9 hours ago)
An 87-year-old man who fell off a pier into the sea as he rode his mobility scooter has died.
4:38 pm (4 hours ago)
Two motorcyclists die in separate collisions with tractors in Counties Londonderry and Fermanagh.
1:36 pm (7 hours ago)
Two cars and two homes are damaged in an early morning arson attack in Banbridge, County Down.
1:13 pm (7 hours ago)
The family of a disabled man who died after a routine operation are told they can finally have an inquest, a year after his death.
6:15 pm (2 hours ago)
A motorcyclist dies in a three-vehicle collision, while two men on a machine are seriously hurt in another crash with a truck towing a boat.
7:26 pm (an hour ago)
The headmistress of a school in Nigeria calls on the government to do more to save teenage girls abducted by suspected Islamist militants.
3:22 pm (5 hours ago)
Egyptian left-winger Hamdeen Sabahi submits his official bid to run for president, the only challenger so far to ex-army chief Abdel Fattah al-Sisi.
8:48 am (12 hours ago)
The search resumes for three missing local guides after an avalanche kills 13 Sherpas on the slopes of Mount Everest.
Yesterday, 11:37 am
An Islamic seminary for women in Pakistan's capital renames its library after Osama Bin Laden, the slain al-Qaeda leader.
4:03 pm (5 hours ago)
Roger Federer reaches his fourth Monte Carlo Masters final with victory over defending champion Novak Djokovic.
Yesterday 11:55 pm (21 hours ago)
Pope Francis highlights the plight of the poor, elderly and abandoned during the Way of the Cross procession in Rome to mark Good Friday.
Yesterday, 3:16 pm
Presidents and fellow writers pay tribute to Nobel prize-winning Colombian author Gabriel Garcia Marquez ,who has died in Mexico aged 87.
2:44 am (18 hours ago)
A 7.2-magnitude earthquake hits states in south and west Mexico, shaking buildings in the capital, but there are no reports of casualties or damage.
6:22 pm (2 hours ago)
Thousands of Christian worshippers celebrate Easter's Holy Fire ceremony at the Church of the Holy Sepulchre in Jerusalem.
10:33 am (10 hours ago)
An air strike kills at least 13 suspected al-Qaeda militants in central Yemen, with some reports saying three civilians also died.
Yesterday 9:20 pm (23 hours ago)
The US state department gives federal agencies more time to review the Keystone XL oil pipeline before determining whether to issue a permit.
Yesterday 9:19 pm (23 hours ago)
President Barack Obama signs into law a measure that would bar entry to any UN ambassador whom the US says has engaged in "terrorist activity".
Wednesday, 12:54 pm
News photos from past 24 hours: 16 April
Wednesday, 6:43 pm
Passenger ferry in South Korea capsizes
Wednesday, 9:27 am
Readers' photos on the theme of "South Africa"
Monday, 9:41 pm
Huge fire in the Chilean city of Valparaiso
Tuesday, 1:01 pm
News photos from past 24 hours: 15 April
Monday, 4:53 pm
Aftermath of a bomb blast in Abuja
Monday, 11:20 am
Duke and Duchess in New Zealand and Australia
Monday, 3:16 pm
News photos from past 24 hours: 14 April
Wednesday, April 9th, 12:55 pm
The PM is challenged over his support for Maria Miller following a row over her expenses.
7:47 am (13 hours ago)
The Duke and Duchess of Cambridge visit an air base in Queensland on day four of their tour of Australia.
2:43 am (18 hours ago)
A powerful earthquake has struck Mexico City, shaking buildings and causing widespread panic.
8:37 am (12 hours ago)
Posters and leaflets have appeared in Donetsk, Eastern Ukrainian, demanding Jews register, pay a new tax or leave, because of 'their support for the Kiev government'.
4:41 pm (4 hours ago)
The Archbishop of York has baptised 16 people by immersing them in a large tank of water outside York Minster.
11:55 am (9 hours ago)
US company SpaceX launches its latest re-supply mission to the International Space Station, sending up a Dragon freighter to rendezvous with the orbiting platform on Sunday.
11:56 am (9 hours ago)
A seven-year-old boy who was badly burnt in Aberdeen is in a "critical" condition in hospital, as police appeal for help in finding out what happened.
Yesterday 10:53 pm (22 hours ago)
The Banksy painting which was controversially removed from a wall in Bristol has gone back on display.
Yesterday, 4:07 pm
Spanish golfer Pablo Larrazabal is attacked by hornets and forced into a lake to avoid the swarm at the Malaysian Open.
11:26 am (9 hours ago)
Fighter jets and screaming crowds for William and Kate
2:47 am (18 hours ago)
What's the story of John Lewis' 150 years of success?
12:01 am (21 hours ago)
The best news photographs from around the world
3:53 pm (5 hours ago)
Peter Moores a good fit for new-look England
2:26 am (18 hours ago)
The airport that hosted a roll-call of presidents
2:29 am (18 hours ago)
The 8 tribes of people who keep buying records
12:26 am (20 hours ago)
The element that makes a familiar smell when mixed with urine
8:49 am (12 hours ago)
Should this bus station be mourned?
3:25 pm (5 hours ago)
Anti-Semitic leaflets in Donetsk stir old fears


Welcome to David Roberts & Partners Insurance Brokers Ltd.

We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.


We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 


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