Covernotes - Summer 2013

(file size: 2.44MB)


 Insurance Matters - Summer 2013

(file size: 788KB)

Insurance Matters A/W 2012

Insurance Matters A/W 2012

(file size: 678KB)



Covernotes Winter 2012

Covernotes Winter 2012

(file size: 1.65MB)


Market Overview and Outlook 2013

(file size: 2.MB)

Market Overview and Outlook 2013


Covernotes Summer 2012

Covernotes Summer 2012

(file size: 2.51MB)


Inside this issue: That sinking feeling, Stress in the work place, Motor Fleet claims tips, Getting upto speed, Cyber crime and

Fee For Intervention (FFI)


Insurance Matters: Spring and Summer 2012


Insurance Matters - Spring/Summer 2012

(file size: 650KB)


Inside this issue: Olym-Pick Pocketers, La con duite en France, Ensure your day goes without a hitch!, Changes to driving licence rules in Great Britain and Home Security.


Covernotes Spring 2012

Covernotes Spring - 2012

(file size: 2MB)


Inside this issue: 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft

Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.


Household/Residential Property Owners or Commercial Policies


Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification

Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.


Click here to read more

Motoring your way out of the recession


Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:


Click here to read more

Insurance Times

BBC News

10:42 am (6 hours ago)
Scottish Labour Party leader Johann Lamont resigns with immediate effect after accusing the UK party of treating Scotland like a "branch office".
2:52 pm (2 hours ago)
A fourth man from Portsmouth who went to fight in Syria for Islamic State is believed to have been killed.
4:22 pm (36 minutes ago)
Jack Bruce, bassist from 1960s band Cream, has died aged 71, his publicist confirms.
4:00 pm (59 minutes ago)
The number of cases in the Ebola outbreak passes 10,000, with 4,922 deaths, the World Health Organization's latest report says.
11:49 am (5 hours ago)
Iran defies an international campaign and hangs a woman who killed a man she said was trying to sexually abuse her.
3:28 pm (an hour ago)
The rest of Europe expects the UK to settle a £1.7bn EU budget demand "and that's that", a vice president of the European Parliament has said.
1:03 pm (4 hours ago)
Egypt faces an existential threat from jihadists, the president says, after at least 31 soldiers are killed in two attacks in the Sinai peninsula.
2:48 pm (2 hours ago)
A man dies in hospital after he was shot in a west Belfast alleyway 30 minutes after a serious brawl broke out in a nearby street.
12:01 am (17 hours ago)
The cost of getting a driving licence is being cut following a recent public consultation, the government says.
11:55 am (5 hours ago)
A report into the route of the second phase of the controversial fast train project HS2 is expected to recommend a new station be built in Crewe.
12:07 pm (5 hours ago)
Companies which cause "annoyance, inconvenience or anxiety" with marketing calls and text messages could be fined up to £500,000, ministers say.
6:40 am (10 hours ago)
Police in New York say an axe attack on two officers was a terrorist act carried out by a radicalised Muslim convert.
Yesterday 11:35 pm (17 hours ago)
Google executive Alan Eustace breaks the world altitude record for a parachute jump set two years ago by Felix Baumgartner.
12:13 am (17 hours ago)
Paris's world-renowned Picasso museum is reopening after being closed for five years.
12:13 am (17 hours ago)
BBC News speaks to the creators of Smarpshare, who want employees to become brand ambassadors for their firms.
9:56 am (7 hours ago)
The UK's first specialised Parkour, or freerunning, academies have opened to encourage people to learn how to do it in a safe environment.
2:00 pm (3 hours ago)
A year ago, rugby player Sam Chalmers' world collapsed after he admitted using prohibited substances.
Yesterday, 12:58 pm
The Metropolitan Police is to pay more than £400,000 to a woman whose child was fathered by a man who she did not know was an undercover police officer.
Yesterday 5:42 pm (23 hours ago)
Coventry is to become the first UK city for years to stage competitive motor-sport on public roads.
Yesterday, 11:43 am
A gorilla with a fondness for pink celebrated her 40th birthday at London Zoo on Thursday with a colourful gourmet parsnip, potato and carrot cake.
Yesterday, 2:05 pm
The Queen's has sent her first tweet - sent through the @BritishMonarchy account - heralding the launch of a major new exhibition at London's Science Museum.
2:33 am (14 hours ago)
A novel by British-born author Malcolm Lowry is being published 70 years after its manuscript was thought to have been destroyed in a fire.
2:06 am (15 hours ago)
The delicate operation to remove a crossbow bolt from a dog's head "took just one minute", the RSPCA says.
4:22 pm (37 minutes ago)
Andy Murray reaches the Valencia final and takes a huge step towards qualifying for the ATP Finals with victory over David Ferrer.
9:36 am (7 hours ago)
England narrowly hold on for victory against Samoa in a pulsating Four Nations encounter in Brisbane.
3:25 pm (an hour ago)
Manchester City's title ambitions suffer a setback as Diafra Sakho scores to help earn West Ham earn a 2-1 victory.
3:12 pm (an hour ago)
Ulster's hopes of making the European Champions Cup knockout stages are hanging by a thread as Toulon win in Belfast.
12:23 pm (5 hours ago)
World number one Serena Williams beats Caroline Wozniacki in a third set tie-break to reach the WTA final in Singapore.
12:03 am (17 hours ago)
Better protection is needed for consumers buying used cars, says a commission studying the high level of complaints against the sector.
10:50 am (6 hours ago)
Two former first ministers of Scotland have hit out at Labour's treatment of its Scottish leader Johann Lamont.
Yesterday, 1:37 pm
The majority of people in Wales want to see their assembly take on more powers, says the leader of Plaid Cymru.
12:27 am (17 hours ago)
Scientists from Harvard Medical School have discovered a way of turning stem cells into killing machines to fight brain cancer.
10:06 am (7 hours ago)
Dr Geraldine O'Hara, an infectious diseases specialist from Huddersfield, has recorded a series of audio diaries while she is in Sierra Leone.
10:31 am (6 hours ago)
A number of students are fined following an investigation after footage emerged of a group chanting about violence and necrophilia.
Monday, 9:05 pm
A new report claims that the government will fail to meet its child poverty reduction targets by 2020.
Yesterday 6:41 pm (22 hours ago)
After pulling out of the US, taxi app Hailo complains that rival Uber is blocking potential investors from offering funding.
10:07 am (7 hours ago)
Josh Spero, author of Second Hand Stories and editor of Spear's Magazine, and the author Erica Wagner, a former literary editor of the Times mull the question of high tech and old books.
Yesterday, 6:18 am
The UK's chief scientist says the oceans face a serious and growing risk from man-made carbon emissions.
Thursday, 1:34 am
Wild chimps carry out night time crop raids, footage reveals, suggesting the animals are being pushed into more risky behaviour.
Yesterday, 2:13 pm
The release of Alvin Stardust's final album, his first in 30 years, is brought forward following his death.
12:13 am (17 hours ago)
Paris's world-renowned Picasso museum is reopening after being closed for five years.
Yesterday, 4:09 pm
Some of the best reads from the BBC News website this week, with your comments.
Yesterday, 2:40 pm
Tottenham attacker Erik Lamela scored a spectacular goal from outside the area by using a "trick shot". What drives professional sports people to attempt high-risk moves?
3:21 pm (an hour ago)
Police are searching for a convicted sex offender who has breached the conditions of her release from prison.
10:33 am (6 hours ago)
A 72-year-old man says he was raped by a priest in a Bedfordshire boys' home 65 years ago.
3:30 pm (an hour ago)
An amber weather warning is issued for the west Highlands and the Western Isles for Sunday and Monday.
12:13 pm (5 hours ago)
A 49-year-old woman dies after her crash collided with another car on the A862 Dingwall to Ardullie road in the Highlands.
12:48 pm (4 hours ago)
The case of Belfast woman Maíria Cahill has been unfairly politicised, says Sinn Féin President Gerry Adams.
10:47 am (6 hours ago)
A man is attacked in his County Down home by masked men carrying iron bars.
3:21 pm (an hour ago)
The move to bring basic pilot training for the RAF and Royal Navy to Anglesey is warmly welcomed by island economic development portfolio holder.
4:32 pm (27 minutes ago)
Successive UK governments are responsible for the "deliberate" and "chronic underfunding" of Welsh public services, says former Plaid Cymru leader Lord Wigley.
3:06 pm (an hour ago)
Former Olympic 800m silver medallist Mbulaeni Mulaudzi is killed in a road traffic accident in his native South Africa.
Yesterday 5:29 pm (23 hours ago)
Rwanda suspends BBC broadcasts in the Kinyarwanda language with immediate effect because of a controversial documentary about the 1994 genocide.
10:42 am (6 hours ago)
One of Vietnam's richest men, Ha Van Tham, is arrested by police on suspicion of lending fraud, authorities say.
4:47 am (12 hours ago)
A Malaysian diplomat appears briefly in court on charges of attempted rape in the New Zealand city of Wellington after being extradited.
3:04 pm (an hour ago)
A mass protest is held in the Italian capital, Rome, against Prime Minister Matteo Renzi's plans for labour market reform.
4:43 pm (16 minutes ago)
After experimenting with permanent summer hours, Russia is adopting permanent winter hours due to fewer hours of daylight in the north.
2:56 am (14 hours ago)
An Argentine ex-police chief and ex-interior minister are among 15 people given life sentences for involvement in a torture centre in the 1970s.
5:38 am (11 hours ago)
A US judge has sentenced an ex-Colombian rebel to 27 years in prison for his role in the kidnapping of three American citizens in 2003.
4:03 pm (56 minutes ago)
The US urges an investigation after an Palestinian-American teenager is shot dead by Israeli soldiers near Ramallah in the West Bank.
Yesterday 6:00 pm (23 hours ago)
Tunisian security forces storm a house in a Tunis suburb to end a stand-off with armed militants, killing six people, officials say.
5:10 am (12 hours ago)
Two nurses infected with Ebola while treating a patient in Dallas are declared free of the deadly virus, a day after the first infection in New York.
8:04 am (9 hours ago)
Kansas City Royals beat San Francisco Giants 3-2 in Game Three to take a 2-1 lead in the best-of-seven World Series.
6:08 am (11 hours ago)
Saturday's newspapers focus mainly on the row over the European Union's demand for an additional £1.7bn from the UK. There is also the tale of the woman who is allergic to Simon Cowell.
Thursday, 5:36 pm
24 hours of news images: 23 October
Thursday, 12:11 pm
Readers' photos on the theme of "steps"
Thursday, 11:05 am
An online exhibition of cats
Thursday, 12:03 am
Images from outside the Canadian parliament
Wednesday, 11:27 pm
Indians celebrate Diwali, the biggest Hindu festival
Tuesday, 12:38 pm
24 hours of news images: 21 October
Tuesday, 12:56 am
What floods did to Kashmir's most treasured historic sites
Monday, 6:36 am
Battle of the Bogside in 1969 by Gilles Caron
Thursday, October 16th, 3:22 pm
The Foreign Affairs Committee approves the EU trade deal with Moldova
7:36 am (9 hours ago)
Google executive Alan Eustace has broken the world altitude record for a parachute jump by leaping from 135,890 feet (41,419 metres) beating Felix Baumgartner's record.
2:48 pm (2 hours ago)
Lebanese army forces and Sunni Islamist militants, thought to be linked to Islamic State, have been involved in intense fighting in the country's second city, Tripoli.
1:30 am (15 hours ago)
A British man has been confirmed dead in a US air strike on jihadist targets in Syria.
4:42 am (12 hours ago)
People in the Greek capital, Athens, are clearing up after flash floods caused major disruption in parts of the city.
12:40 pm (4 hours ago)
One person was shot dead and four students wounded in a school by a student who then took his own life, police in the US state of Washington say.
Yesterday, 1:56 pm
CCTV footage showing the moment a man started a fire at a petrol station has been released by police.
Yesterday, 1:38 am
Artist Sargy Mann has been registered blind for 25 years. His paintings are highly acclaimed and sought-after.
1:29 am (15 hours ago)
Russian former chess master turned politician, Garry Kasparov, says Russia's President Putin is a bigger threat than so-called Islamic State.
2:57 am (14 hours ago)
England's lost football grounds - part II
12:04 am (17 hours ago)
Have Jedis created a new 'religion'?
Yesterday 10:26 pm (19 hours ago)
How to keep the tax man at bay when you pass it on
12:05 am (17 hours ago)
The hardship posting which may have inspired an English idiom
12:21 am (17 hours ago)
Picasso Museum in Paris reopens after a five-year renovation
3:07 am (14 hours ago)
Paul Merton advises how to make it as a comedian
2:02 am (15 hours ago)
Does a good cause justify little girls using bad language?
3:20 am (14 hours ago)
Unravelling the flocking habits of starlings
Yesterday 6:17 pm (23 hours ago)
Walk on the Wild Side's bass line cost £17, and more nuggets
Yesterday 5:29 pm (24 hours ago)
The week's big numbers visualised
Yesterday, 2:12 pm
Why is the UK being asked for more money?


Welcome to David Roberts & Partners Insurance Brokers Ltd.

We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.


We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 


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