Covernotes - Summer 2013

(file size: 2.44MB)


 Insurance Matters - Summer 2013

(file size: 788KB)

Insurance Matters A/W 2012

Insurance Matters A/W 2012

(file size: 678KB)



Covernotes Winter 2012

Covernotes Winter 2012

(file size: 1.65MB)


Market Overview and Outlook 2013

(file size: 2.MB)

Market Overview and Outlook 2013


Covernotes Summer 2012

Covernotes Summer 2012

(file size: 2.51MB)


Inside this issue: That sinking feeling, Stress in the work place, Motor Fleet claims tips, Getting upto speed, Cyber crime and

Fee For Intervention (FFI)


Insurance Matters: Spring and Summer 2012


Insurance Matters - Spring/Summer 2012

(file size: 650KB)


Inside this issue: Olym-Pick Pocketers, La con duite en France, Ensure your day goes without a hitch!, Changes to driving licence rules in Great Britain and Home Security.


Covernotes Spring 2012

Covernotes Spring - 2012

(file size: 2MB)


Inside this issue: 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft

Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.


Household/Residential Property Owners or Commercial Policies


Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification

Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.


Click here to read more

Motoring your way out of the recession


Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:


Click here to read more

Insurance Times

BBC News

7:04 pm (4 hours ago)
David Cameron urges EU leaders to back his "reasonable" plans to curb welfare benefits for migrants, saying he will "rule nothing out" if they fail.
9:06 pm (an hour ago)
Dozens are killed and many more hurt in a bomb and gun attack during Friday prayers at one of the biggest mosques in Nigeria's city of Kano.
6:33 pm (4 hours ago)
Police are called to supermarkets across the UK amid crowd surges as people hunt for "Black Friday" offers.
9:52 pm (46 minutes ago)
Crude oil prices hit a four-year low after the decision of the Opec oil producers' cartel not to cut output.
6:24 pm (4 hours ago)
A paedophile doctor who abused young cancer patients had more than 170,000 images of patients on a spy pen, a court hears.
4:24 pm (6 hours ago)
A British soldier said to be obsessed with far-right politics is jailed for two years for making nail bomb at his family's home.
3:05 pm (8 hours ago)
Seven men are jailed for up to 11 years for their parts in gang which raped and abused girls in Bristol.
3:30 pm (7 hours ago)
Pope Francis calls for all faiths to enter a dialogue to counter fanaticism and fundamentalism, at the start of a key visit to Turkey.
8:37 pm (2 hours ago)
A man is stabbed in the chest as parents were collecting their children outside a Greater Manchester school.
5:22 pm (5 hours ago)
A mother-of-six who flew to Australia after telling her son she was going to the supermarket is given a suspended jail sentence.
5:13 pm (5 hours ago)
The three-point turn could be dropped from the UK driving test as part of biggest update to the exam in 20 years.
7:37 am (15 hours ago)
Cricket Australia will hold an investigation into player safety following the death of Test batsman Phillip Hughes.
5:52 pm (5 hours ago)
The teaser trailer for Star Wars: The Force Awakens has just been released and is already being dissected by fans and trending on social media.
7:05 pm (4 hours ago)
Australians have been paying tribute to Phillip Hughes by putting their cricket bats outside their homes, as Phil Mercer reports.
12:13 am (22 hours ago)
The BBC has been allowed inside London's Olympic Stadium to film the construction of the arena's new roof.
12:13 am (22 hours ago)
Canicross is a kind of cross-country running with dogs. Runners attach themselves via a harness and bungee-cord to their canine friends - and then race.
7:57 am (15 hours ago)
The fashion world is joining in the fight against the Ebola virus - supermodel Naomi Campbell has launched a pop-up shop in London to raise funds to help people in affected countries.
Yesterday, 5:27 pm
The last Christmas tree in the Norwegian city of Stavanger is about to go on display in the centre of Aberdeen.
Yesterday, 2:43 pm
Howling Laud Hope is the UK's longest-serving political leader but has never won an election or saved his deposit.
8:15 am (14 hours ago)
The government is reviewing the way grey squirrels numbers are managed in England, and is assessing whether more needs to be done to control numbers.
6:19 pm (4 hours ago)
In an anticipated speech on migration, British Prime Minister David Cameron set out proposals aimed at keeping both his countrymen and the continent happy.
10:09 am (12 hours ago)
Can we judge an artwork purely on its own merits - be it a film, painting, play or sitcom - or do we inevitably take its creator's character into account?
1:49 am (21 hours ago)
The field of geo-engineering - where humans intervene to change the climate - throws up fascinating ideas, and nightmare scenarios.
9:54 am (13 hours ago)
Official figures published yesterday show how migration has already transformed the UK and will continue to change it in an era of mass movement of people.
1:12 pm (9 hours ago)
Understanding the scale of the humanitarian crisis in Syria can be difficult. So imagine this: what if Syria were the UK?
3:16 pm (7 hours ago)
Retailers are forecasting record online sales amid pre-Christmas discounting. But why is it called 'Black Friday'? The BBC explains.
7:38 pm (3 hours ago)
Hollywood actor Mickey Rourke wins an exhibition boxing match in Moscow after returning to the ring for the first time in 20 years.
3:56 pm (7 hours ago)
The first trailer for Star Wars: The Force Awakens is unveiled online and in US cinemas
4:54 pm (6 hours ago)
Liverpool manager Brendan Rodgers says he is "favourite for the sack" after the Reds' poor run of form.
9:34 pm (an hour ago)
Referee Nigel Owens backs the ban of two fans for shouting homophobic abuse at him - and says he would be willing to meet them.
10:09 pm (29 minutes ago)
Cross-code signing Sam Burgess debuts for Bath as the West County side beat a Harlequins side that was briefly down to 12 men.
6:56 am (16 hours ago)
How does cricket move on after Australia batsman Phillip Hughes died from injuries sustained on the field?
8:42 pm (an hour ago)
Scotland's women beat Denmark in the bronze medal game at the European Curling Championships.
9:35 pm (an hour ago)
Retailers including John Lewis and Currys head for record online sales as frenzied shopping swamps websites.
2:39 pm (8 hours ago)
There are calls on the government to do more to help the return of Tunisians who travelled to Iraq and Syria to fight with extremist groups.
12:14 pm (10 hours ago)
A police officer who witnessed the so-called "plebgate" row says it was a "nonsense incident" that should not have cost Andrew Mitchell his job.
5:10 pm (5 hours ago)
Saira Grant from the Joint Council for the Welfare of Immigrants says she welcomes the language used by David Cameron in his speech on immigration but the curbs will not stop migrants.
10:17 am (12 hours ago)
The lowest ever number of winter deaths was recorded last year, official figures for England and Wales show.
Yesterday, 11:07 am
A report published on Thursday challenges received wisdom about the nature of schizophrenia.
1:14 pm (9 hours ago)
Schools in England must ensure pupils have respect and tolerance for all faiths, races and cultures, says new government guidance on British values.
Wednesday, 12:07 am
A PhD student from Brunel University London has saved himself £100,000 by 'hacking' his own kit.
3:42 pm (7 hours ago)
Sony has developed a watch made from e-paper as part of an initiative to experiment with the use of the material for fashion products.
2:25 am (20 hours ago)
BBC Click looks at some of the week's technology highlights.
10:44 am (12 hours ago)
The "wonder material" graphene could be used to make bulletproof armour, new research suggests.
8:15 am (14 hours ago)
The government is reviewing the way grey squirrels numbers are managed in England, and is assessing whether more needs to be done to control numbers.
11:42 am (11 hours ago)
Mexican artist Frida Kahlo's native garden and studio is to be recreated at the New York Botanical Garden next year.
12:13 am (22 hours ago)
When a sand dune in Tunisia threatened to swallow up Mos Espa - the childhood home of Darth Vader - Star Wars fans teamed up with tourist chiefs to take action.
9:12 pm (an hour ago)
A young Omani who went to sea in the 1920s ended up recording a string of hit records that fuse Indian and Arabic musical styles.
6:30 pm (4 hours ago)
Beer is less likely to slosh than coffee, and more nuggets.
6:31 am (16 hours ago)
Previews of Prime Minister David Cameron's speech on immigration lead many newspapers, while others focus on former minister Andrew Mitchell's libel case defeat.
10:17 pm (21 minutes ago)
A couple found dead in their home in Surrey died from stab wounds, initial post-mortem test results reveal.
9:59 pm (39 minutes ago)
A corrupt policewoman who seized CCTV of a street bust-up in order to try to blackmail Liverpool player Steven Gerrard faces jail.
5:49 pm (5 hours ago)
Former Rangers owner Craig Whyte is released on bail following a court appearance over an alleged fraudulent takeover of the Ibrox club.
3:50 pm (7 hours ago)
A speeding driver who killed two women on a pedestrian crossing is jailed for nearly five years and banned from driving for a decade.
1:06 pm (10 hours ago)
Stormont's Standards and Privileges Committee says Iris Robinson committed a serious breach of assembly rules, but First Minister Peter Robinson did not.
11:32 am (11 hours ago)
One of Ireland's greatest ever rugby players, 1948 Grand Slam-winning fly-half Jack Kyle, dies at the age of 88.
12:37 pm (10 hours ago)
A former council chief at the centre of a row over cash payments made in lieu of pension contributions was given a luxury Porsche lease car as his work vehicle, BBC Wales learns.
8:30 pm (2 hours ago)
A police officer says he is disappointed Tesco did not have proper security in place to cope with Black Friday sales crowds.
2:39 pm (8 hours ago)
French President Francois Hollande visits Guinea on the first trip by a Western leader to a country at the centre of the West African Ebola outbreak.
7:40 pm (3 hours ago)
A group of 15 men accused of plotting to assassinate the president of the Democratic Republic of Congo, Joseph Kabila, have been acquitted by a South African court.
10:30 am (12 hours ago)
Thailand's parliament votes to ban commercial surrogacy following international outrage over the largely unregulated trade.
5:11 pm (5 hours ago)
Smokers in China's capital are to be banned from lighting up in all indoor public spaces under plans being introduced by the Beijing government.
12:00 pm (11 hours ago)
Police in Austria arrest 13 people suspected of radicalising young people and recruiting them to fight in Syria.
1:48 pm (9 hours ago)
A flotilla of Russian warships passes through the English Channel in what British and French officials describe as an annual visit.
Yesterday, 10:28 pm
Mexico's president announces plans for a massive overhaul of police, in the wake of the disappearance of 43 students in September.
7:01 pm (4 hours ago)
A gunman who attacked downtown buildings and the Mexican Consulate in Austin, Texas, before being shot may have had political reasons, say police.
3:01 pm (8 hours ago)
At least two demonstrators die in Egypt as Islamist anti-government protesters clash with police in Cairo.
1:04 pm (10 hours ago)
After days of heavy rain, the UN declares a state of emergency amid severe flooding in the Gaza Strip, still damaged from the summer war.
9:05 pm (an hour ago)
NFL running-back Ray Rice can play again after winning his appeal against an indefinite ban issued for hitting his wife.
6:52 pm (4 hours ago)
Black Friday is less intense this year in the US after many stores opened earlier on Thursday.
3:52 pm (7 hours ago)
News photos from around the world
2:30 pm (8 hours ago)
24 hours of news images: 28 November
Yesterday, 2:29 am
A photographer's view
Wednesday, 3:12 pm
Readers' photos on the theme of "insects"
Wednesday, 12:54 pm
24 hours of news images: 25 November
Tuesday, 6:28 pm
Scenes of widespread damage in Ferguson
Wednesday, 4:12 am
Story behind an image of a student protest
Tuesday, 12:34 pm
24 hours of news images: 25 November
Wednesday, 4:06 pm
MPs take evidence on flood risk management.
4:31 pm (6 hours ago)
Gordon Ramsay is asking a judge to declare a rental agreement not binding, saying his father-in-law, Christopher Hutcheson, forged his signature in a £640,000 rental guarantee.
7:03 am (16 hours ago)
A huge clean-up operation is under way in the Australian city of Brisbane after it was hit by its worst storm in three decades.
11:20 am (11 hours ago)
The Prime Minster has to pause while delivering a speech at a factory in the West Midlands as an alarm was sounding.
3:33 am (19 hours ago)
A Siberian tiger, released into the wild by Russian President Vladimir Putin, has apparently been killing animals on a Chinese farm.
4:57 pm (6 hours ago)
Footage of shoppers scrambling to get their hand on discounted merchandise that has been emerging from across the UK.
8:20 am (14 hours ago)
Seven mental health patients have killed themselves in England since 2012 after being told there were no hospital beds for them, the BBC has learned.
10:53 am (12 hours ago)
An investigation into the rape trial of an Aussie rules footballer has been awarded Britain's leading sports book prize.
10:12 pm (26 minutes ago)
Workers at Wal-Mart, America's largest retailer, stage a massive Black Friday strike calling for higher wages and better working conditions.
Yesterday, 9:50 pm
Why a sportsman's death affects us so much
6:09 pm (4 hours ago)
The teenagers shot in Pakistan now studying in Wales
2:44 am (20 hours ago)
The radio show that got schoolchildren singing
12:07 am (23 hours ago)
New ways to stop your smartphone running out of battery
8:16 am (14 hours ago)
Which singer didn't want Taylor Swift playing her in a movie?
12:54 am (22 hours ago)
Plan for new 'Islamic' cash fuels panic in IS-run Mosul
12:40 am (22 hours ago)
A mother's decision to leave Whatsapp chat group goes viral
12:13 am (22 hours ago)
The rubbish collector left on the scrap heap as his city cleans up
12:18 am (22 hours ago)
Did Korea encourage prostitutes near US military bases?


Welcome to David Roberts & Partners Insurance Brokers Ltd.

We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.


We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 


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