Covernotes - Summer 2013

(file size: 2.44MB)


 Insurance Matters - Summer 2013

(file size: 788KB)

Insurance Matters A/W 2012

Insurance Matters A/W 2012

(file size: 678KB)



Covernotes Winter 2012

Covernotes Winter 2012

(file size: 1.65MB)


Market Overview and Outlook 2013

(file size: 2.MB)

Market Overview and Outlook 2013


Covernotes Summer 2012

Covernotes Summer 2012

(file size: 2.51MB)


Inside this issue: That sinking feeling, Stress in the work place, Motor Fleet claims tips, Getting upto speed, Cyber crime and

Fee For Intervention (FFI)


Insurance Matters: Spring and Summer 2012


Insurance Matters - Spring/Summer 2012

(file size: 650KB)


Inside this issue: Olym-Pick Pocketers, La con duite en France, Ensure your day goes without a hitch!, Changes to driving licence rules in Great Britain and Home Security.


Covernotes Spring 2012

Covernotes Spring - 2012

(file size: 2MB)


Inside this issue: 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft

Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.


Household/Residential Property Owners or Commercial Policies


Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification

Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.


Click here to read more

Motoring your way out of the recession


Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:


Click here to read more

Insurance Times

BBC News

Yesterday 8:52 pm (3 hours ago)
The US and UN condemn the shelling of a UN school housing civilians in Gaza, as Palestinians say Israeli attacks kill more than 100 in the day.
Yesterday 10:20 pm (an hour ago)
The Ebola virus poses a threat to the UK but health services here have the experience to deal with it, Foreign Secretary Philip Hammond says.
Yesterday 11:57 pm (18 minutes ago)
A devastating fire tears through Eastbourne Pier, leaving the structure an "absolute red, molten, mess of flame and smoke".
Yesterday 11:26 pm (48 minutes ago)
The G7 group of economic powers warns President Putin of further sanctions after Russia called new US and EU penalties "destructive and short-sighted".
Yesterday 12:52 pm (11 hours ago)
Rolf Harris's five-year-and-nine-month jail sentence over sex offences will not be referred to the appeal court, despite 150 complaints over its "leniency".
Yesterday 8:42 pm (4 hours ago)
At least 20 people are killed after a landslide buries more than 40 houses and leaves up to 200 people trapped in a village in western India.
Yesterday 5:01 pm (7 hours ago)
The Ukrainian army says it has seized the town of Avdiivka, near the rebel stronghold of Donetsk, amid intense fighting in the area around the downed MH17 flight.
Yesterday 6:10 pm (6 hours ago)
A former policeman is to be charged with murdering a man who was shot dead after a car was stopped by officers in north London nine years ago.
Yesterday 2:33 pm (10 hours ago)
A charity set up by Jimmy Savile is challenging any payouts of compensation to victims of the sex attacker, victims' lawyers say.
Yesterday 2:39 pm (10 hours ago)
Bank of England plans to penalise badly-performing bankers could put London at a disadvantage as a financial centre, says banking industry body BBA.
Yesterday 7:08 pm (5 hours ago)
At least six people have been killed in a suicide bombing at a college in northern Nigeria's biggest city, Kano, witnesses say.
Yesterday 9:16 pm (3 hours ago)
Users of the "dark net" service Tor who visited hidden websites may have had their identities revealed by a five-month long cyber-attack.
Yesterday 11:37 pm (37 minutes ago)
Claims that the PM wants to raise the threshold at which people pay the 40p income tax rate lead some papers, while many feature images of Eastbourne's pier ablaze.
Yesterday 10:46 pm (an hour ago)
A US vehicle passenger is "shaken up" after an axe flew off the back of a lorry on a motorway and crashed midway through a windshield, police say.
Yesterday 7:01 pm (5 hours ago)
A deep-sea octopus has been observed nursing her eggs for more than four years - the longest brooding time seen in any animal.
Yesterday 10:44 pm (an hour ago)
Greg Rutherford adds Commonwealth gold to his Olympics long jump title as England move top of the medal table in Glasgow.
Yesterday 9:28 pm (3 hours ago)
Everton sign Belgian World Cup striker Romelu Lukaku from Chelsea for a club record fee of £28m.
Yesterday 9:39 pm (3 hours ago)
Ronny Deila suffers a nightmare first loss as Celtic boss with a heavy defeat by Legia Warsaw in the Champions League qualifiers.
Yesterday 6:51 pm (5 hours ago)
England will be confident of beating India in the third Test to level the series, after setting them a target of 445.
Yesterday 11:14 pm (an hour ago)
England's Max Whitlock and Claudia Fragapane both win their second gold medals in Glasgow in the all-around competitions.
Yesterday 10:40 pm (an hour ago)
The Louvre in Paris has called in pest controllers after an infestation of rats was spotted in the gallery's gardens.
Yesterday 4:24 pm (8 hours ago)
The BBC's Jon Ironmonger uncovers the science behind the UK's driverless cars.
Yesterday, 12:11 am
Global Health Correspondent Tulip Mazumdar takes a look around a makeshift laboratory trying to battle the Ebola outbreak in Guinea.
Yesterday 4:22 pm (8 hours ago)
The Norfolk Broads will soon be available for virtual navigation thanks to a novel aquatic equivalent of Google's Streetview technology
Yesterday, 12:01 am
The BBC's Dougal Shaw tests out a digital bracelet designed to help people avoid getting too much sun exposure.
Yesterday 11:35 am (13 hours ago)
Two women had a narrow escape when they were nearly hit by a freight train on a bridge in Monroe County, Indiana.
Tuesday, 8:50 pm
Israel says its offensive in Gaza will continue until the extensive Hamas tunnel network is neutralised. The BBC's Orla Guerin was given access by the military to a recently discovered tunnel.
Yesterday 3:26 am (21 hours ago)
Almost 1,000 letters of Warren Harding, the 29th US president, have been published.
Yesterday 11:38 pm (37 minutes ago)
Argentina's Economy Minister Axel Kicillof says his offer to "hold out" investors has been rejected as a debt default deadline approaches.
Yesterday 1:28 pm (11 hours ago)
Driverless cars are set to take to the roads in the UK from next January, they will guided by a system of sensors and cameras.
Yesterday 5:03 pm (7 hours ago)
UK Prime Minister David Cameron warns of increasingly tough sanctions unless Russian President Vladimir Putin "changes his approach".
Yesterday 12:55 pm (11 hours ago)
David Cameron has joked about the moment a theatre audience laughed at the funny walk used by an actor playing him.
Yesterday 10:28 pm (an hour ago)
Drug-resistant malaria is spreading in South East Asia, and has now reached the Cambodia-Thailand border, according to a study.
Yesterday 11:50 pm (25 minutes ago)
Scientists have been aware of Ebola since the mid-1970s, but so far no vaccine or cure has been developed.
Tuesday, 4:35 pm
Ofsted tells an academies trust led by a former government adviser that too many of its schools are not improving fast enough.
Wednesday, July 23rd, 12:01 am
BBC Click's Spencer Kelly goes behind the scenes of the TV programme The Secret Lives of Students.
Yesterday 5:13 pm (7 hours ago)
Security experts at HP raise concern about smart home devices after testing 10 app-controlled examples and discovering vulnerabilities.
Yesterday 6:14 pm (6 hours ago)
Tides and spin gave the Moon its strange lemon shape more than four billion years ago, research reveals.
Tuesday, 11:23 pm
Up to half a mile of land is being lost every 50 years due to coastal erosion, as Sian Lloyd reports.
Yesterday 5:57 pm (6 hours ago)
Work on the eighth series of US sitcom The Big Bang Theory is delayed, as its cast members fight for higher salaries.
Yesterday 11:51 am (12 hours ago)
The BBC's Rebecca Jones talks to Krautrocker Irmin Schmidt and author David Stubbs.
Tuesday, 1:42 pm
OKCupid has been telling users they're a good match when they're not.
Monday, 5:44 pm
A swimmer has died in a thunderstorm off a Californian beach. But what happens when lightning hits water?
Yesterday 11:06 pm (an hour ago)
Up to 100 firefighters are tackling a fire at a former home of the Cadbury family in Birmingham.
Yesterday 1:22 pm (11 hours ago)
A lorry driver is jailed for life for using his 17-tonne truck to murder another motorist by deliberately driving over him.
Yesterday 8:56 pm (3 hours ago)
Kylie Minogue will perform at the closing ceremony of the Glasgow Commonwealth Games, organisers confirm.
Yesterday 5:02 pm (7 hours ago)
Usain Bolt denies newspaper claims that he made disparaging comments about the Commonwealth Games.
Yesterday 4:37 pm (8 hours ago)
Police are blaming dissident republicans for a gun attack on one of their patrols in Londonderry
Yesterday 4:48 pm (7 hours ago)
A woman is charged with terrorism offences for allegedly trying to identify people currently under the PSNI Witness Protection Scheme.
Yesterday 10:03 pm (2 hours ago)
CCTV images are released of people police want to speak to after violence erupts during a march through Cardiff city centre.
Yesterday 8:15 pm (4 hours ago)
A masked gang beat and stabbed an innocent family after targeting the wrong home in a scene from a horror film, a court hears.
Yesterday 11:50 pm (25 minutes ago)
Liberia's government announced it is closing down all schools across the country and deploying troops to stop the spread of the deadly Ebola virus.
Yesterday 2:38 pm (10 hours ago)
At least 34 people have reportedly died in a stampede in Guinea, during a concert marking the end of the Muslim holy month of Ramadan.
Yesterday 5:14 am (19 hours ago)
The last two surviving leaders of Cambodia's Khmer Rouge regime are to begin their second trial, this time for genocide, in Phnom Penh.
Yesterday 3:42 pm (9 hours ago)
Chinese authorities step up security in parts of Xinjiang after dozens were killed or injured in the region's worst violence for months.
Yesterday 12:16 pm (12 hours ago)
The French government says it has evacuated French and British nationals from Libya, as battles rage between government forces and militias.
Yesterday 2:46 pm (9 hours ago)
Spain's economy is growing at its fastest quarterly rate since the end of 2007, but it is also facing a deflation threat.
Yesterday 4:50 pm (7 hours ago)
The US imposes travel restrictions on Venezuelan government officials it says are linked to human rights abuses during recent protests.
Yesterday 8:29 pm (4 hours ago)
Julio Grondona, president of the Argentine Football Association, dies in Buenos Aires at the age of 82.
Yesterday 6:42 pm (6 hours ago)
At least 35 bodies are reportedly recovered from a military base that was overrun by Islamist-led militias in the Libyan city of Benghazi.
Tuesday, 3:57 pm
A row over Israel prompts Turkey's PM Erdogan to return an award he received in 2004 from the American Jewish Congress.
Yesterday 7:37 pm (5 hours ago)
The US economy grew by 4% in the second quarter, according to a preliminary reading by the US Department of Commerce, beating expectations.
Yesterday 2:32 pm (10 hours ago)
The US House of Representatives is set to pass a resolution authorising a lawsuit against the president for alleged overreach of his authority.
Friday, July 25th, 4:04 pm
News photos from around the world
Friday, July 25th, 10:56 am
Sound-portraits of the residents of Carrick-on-Suir
Friday, July 25th, 12:50 pm
24 hours of news photos: 25 July
Friday, July 25th, 5:44 am
'Hidden' images reveal Cambridge's University Library
Thursday, July 24th, 3:14 pm
Readers' photos on the theme of "cycling"
Wednesday, July 23rd, 2:14 am
Concept designs by famous manufacturers on show in US
Thursday, July 24th, 5:50 am
TransAsia Airways plane crashes in Taiwan
Tuesday, July 22nd, 4:37 am
Prince George's first year
Tuesday, July 22nd, 5:41 pm
Israel's response to rocket attacks must be "proportionate", insists a minister.
Yesterday 8:59 pm (3 hours ago)
Residents and tourists in Portmagee, County Kerry, are getting a taste of Hollywood as scenes for the new Star Wars film are shot on nearby island Skellig Michael.
Yesterday 11:42 pm (33 minutes ago)
A huge fire has ripped through Eastbourne Pier in East Sussex.
Yesterday 7:37 am (17 hours ago)
A burst water main on Los Angeles' iconic Sunset Boulevard has caused flooding at the University of California, Los Angeles, local officials say.
Yesterday 1:49 pm (10 hours ago)
Heavy fighting around Donetsk has seen government forces make strategic advances in their attempt to wrest control of the area from pro-Russian separatists.
Tuesday, 8:33 pm
The Duke and Duchess of Cambridge and Prince Harry take part in several sporting activities during a visit to the 2014 Commonwealth Games village in Glasgow.
Yesterday 5:06 am (19 hours ago)
Following the shooting down of flight MH17, aviation officials have been meeting in Montreal in Canada to discuss air safety.
Tuesday, 12:56 am
Jim Reed asks whether passenger planes should fly over warzones after reports said the MH17 plane was 'downed by missile shrapnel'.
Tuesday, 12:05 pm
David Cameron has announced plans to cut the amount of time EU migrants without realistic job prospects can claim benefits in the UK.
Yesterday 6:14 pm (6 hours ago)
Why do politicians keep on falling foul of secret recordings?
Yesterday 12:16 am (24 hours ago)
'The first thing we saw was a baby being buried'
Yesterday 8:19 am (16 hours ago)
The dog that stole charity money to buy biscuits
Tuesday, 6:52 pm
Why are women in Turkey posting laughing selfies?
Yesterday 12:33 am (24 hours ago)
Robert Graves's memories of the horrors of fighting
Yesterday 1:32 am (23 hours ago)
Losing with style but winning over Commonwealth Games crowds
Yesterday 12:34 am (24 hours ago)
How many men are paedophiles - and is the same true of priests?
Yesterday 2:30 am (22 hours ago)
The French horn player who has no arms
Yesterday, 12:13 am
Turning Shakespeare's theatre into a living laboratory
Yesterday 5:45 pm (6 hours ago)
What are the true costs of running the student loan scheme?
Yesterday, 12:12 am
Call it something else, says Argentina's president


Welcome to David Roberts & Partners Insurance Brokers Ltd.

We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.


We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 


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