Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.

 

Household/Residential Property Owners or Commercial Policies


Terrorism

Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification


Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.

 

Click here to read more


Motoring your way out of the recession

 

Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:

 

Click here to read more

Insurance Times

BBC News

12:37 pm (an hour ago)
The Royal Bank of Scotland chairman, Sir Philip Hampton, has given up a £1.4m shares reward he was due later this year, the BBC learns.
1:32 pm (28 minutes ago)
Four current and former Sun journalists and a police officer have been arrested by detectives investigating alleged corrupt payments.
12:37 pm (an hour ago)
England are bowled out for only 72 to crumble to a 72-run defeat in the second Test against Pakistan in Abu Dhabi and lose the three-match series.
1:50 pm (11 minutes ago)
The Arab League says it is suspending its controversial monitoring mission in Syria because of the upsurge in violence.
1:45 pm (15 minutes ago)
Inappropriate spending cuts could "strangle" growth, so austerity measures should be tailor-made by each country, the head of the IMF warns.
11:59 am (2 hours ago)
The US defence secretary says he is concerned about a Pakistani doctor arrested for providing intelligence for the US raid that killed Osama Bin Laden.
1:03 pm (57 minutes ago)
Divers find a 17th body in the wreck of the stricken Costa Concordia, as preparations to empty its fuel tanks are halted by poor weather.
12:31 pm (an hour ago)
The FA confirms it cancelled the traditional handshake before the FA Cup fourth-round tie between Queens Park Rangers and Chelsea on Saturday.
12:05 am (14 hours ago)
Halifax and Bank of Scotland charity credit cards which have helped to raise millions of pounds will be withdrawn, Lloyds Banking Group announces
9:50 am (4 hours ago)
More than 50 GPs involved in the groups that will control have warned the NHS may be "in peril" if government changes are derailed.
10:47 am (3 hours ago)
Senior cleric John Sentamu says the government should not overrule the Bible when it comes to defining marriage.
8:11 am (6 hours ago)
Afghan President Hamid Karzai is in the UK to discuss with Prime Minister David Cameron the departure of British forces.
11:23 am (3 hours ago)
Two brothers appear in court charged with the murder of a man who was found decapitated and burnt.
Yesterday 9:27 pm (17 hours ago)
A team of demolition workers has discovered a ghostly image while knocking down a former boarding house.
4:55 am (9 hours ago)
Closed sections of an Elizabethan town house in Kent featured in the work of Charles Dickens are opened to the public for one day only.
12:02 am (14 hours ago)
Firms face raids and fines of up to £500,000 for sending unsolicited text messages about credit or compensation.
Yesterday, 12:41 pm
Growing inequality should now be the priority for leaders after the economic crisis, senior figures at the World Economic Forum say.
12:20 pm (an hour ago)
Activists and disability campaign groups are staging a demonstration in opposition to the government's Welfare Reform Bill.
Yesterday 6:15 pm (20 hours ago)
Ministers and Labour clash over who is responsible for RBS chief executive Stephen Hester's contract, amid anger about a £963,000 share bonus offer.
Yesterday 5:19 pm (21 hours ago)
A man who is almost completely paralysed has won the first step in his legal bid to pursue his right-to-die.
Yesterday, 12:01 am
It may be possible to detect autism at a much earlier age than previously thought, say researchers.
Yesterday, 1:11 pm
An independent commission has been set up to examine the impact of increased tuition fees in England.
Thursday, 9:30 am
Just one in 15 pupils in England starting secondary school "behind" for their age, gets five good GCSEs, official data shows.
Yesterday 10:04 pm (16 hours ago)
The social network and Washington State sue a marketing firm over claims that it deceived users by hiding 'Like' buttons. The firm denies the charge.
Yesterday 2:24 pm (24 hours ago)
A European Parliament rapporteur has stood down in protest as a controversial anti-piracy agreement is signed by several countries.
Yesterday 5:39 pm (20 hours ago)
Microscopic plastic debris from washing clothes is accumulating in the marine environment and could be entering the food chain, a study warns.
Yesterday, 10:00 am
Graphene, often described as a "miracle material", can be used to distil alcohol, according to a new study in the Science journal.
Yesterday 5:16 pm (21 hours ago)
Europe's largest bell will ring to start a £27m Olympic opening ceremony inspired by Shakespeare and featuring NHS nurses and 900 local pupils.
Yesterday 9:54 pm (16 hours ago)
Demi Moore suffered convulsions after smoking an undisclosed substance, according to a tape of an emergency call made on Monday.
Yesterday, 4:39 am
Amal Fashanu's uncle was Britain's only openly gay footballer. She tries to find the reasons behind 25 years of silence.
Yesterday 2:31 pm (23 hours ago)
Tourism in the UK faces a massive year. Readers from outside the UK offer their alternative must-see spots.
11:00 am (3 hours ago)
QPR welcome Chelsea to Loftus Road and Liverpool host rivals Manchester United in a mouth-watering start to the day's FA Cup fourth-round action.
10:09 am (4 hours ago)
Victoria Azarenka beats Maria Sharapova 6-3 6-0 in the Australian Open final to win her maiden Grand Slam title and become the new world number one.
12:00 pm (2 hours ago)
Ayr United take on Kilmarnock in the Scottish Communities League Cup semi-final ahead of four SPL games on Saturday.
9:18 am (5 hours ago)
Rafael Nadal says Andy Murray has the ability to become world number one in 2012 if the Scot improves his mental approach on the biggest stage.
1:17 pm (43 minutes ago)
Tiger Woods and Robert Rock hold a two-shot lead over a congested leaderboard after a low-scoring third round at the Abu Dhabi Championship.
6:29 am (8 hours ago)
A prisoner who escaped when two guards taking him to a Suffolk hospital were threatened at gunpoint is arrested.
1:28 pm (32 minutes ago)
Two people are arrested after the death of an 18-month-old boy in Stoke-on-Trent.
1:41 pm (20 minutes ago)
Tommy Sheridan's lawyer accuses prison authorities of trying to gag him on his release from jail on Monday.
1:36 pm (25 minutes ago)
Security for the 2012 Olympics is tested at a Scottish football match at Hampden Park stadium this weekend.
1:19 pm (42 minutes ago)
Londonderry wins its bid to host the All-Ireland Fleadh in 2013.
1:53 pm (8 minutes ago)
Ulster Unionist MLA Danny Kennedy says his party should respect the decision by party leader Tom Elliott to discipline David McNarry.
11:02 am (3 hours ago)
Police are continuing to question a teenager on suspicion of murder after the death of a man in a fire in a village near Cardiff.
1:48 pm (13 minutes ago)
A teenage student from Haverfordwest-based Pembrokeshire College dies after contracting meningitis.
8:15 am (6 hours ago)
Violence breaks out in Senegal after the country's top court rules that President Abdoulaye Wade can run for a third term in office.
7:08 am (7 hours ago)
The BBC hears accounts from prison inmates in Libya suggesting that supporters of former leader Col Gaddafi are being tortured in detention.
11:20 am (3 hours ago)
Suspected rebels in India's north-east state of Manipur kill at least four people at a polling station during a local election, police say.
Yesterday 7:13 pm (19 hours ago)
Pakistan's former military leader Pervez Musharraf has decided to postpone his return to the country, one of his aides says.
Yesterday 2:25 pm (24 hours ago)
Spain's unemployment figure rose above the five million mark in the last quarter of 2011, official figures show.
Yesterday 8:28 pm (18 hours ago)
Five eurozone economies, including Italy and Spain, are downgraded by rating agency Fitch, citing financial weakness during the debt crisis.
Yesterday 9:14 pm (17 hours ago)
A host of international writers including several Nobel laureates issue a joint statement condemning attacks on journalists in Mexico.
Yesterday 11:47 pm (14 hours ago)
The funeral is held for the first of 14 confirmed victims of Wednesday's building collapse in Rio de Janeiro, as the search continues for about 12 missing people.
Yesterday 3:15 pm (23 hours ago)
Amnesty International has called for an investigation into what it says is the misuse of tear gas by Bahraini security forces.
Yesterday 3:24 pm (23 hours ago)
A suicide car bomber kills at least 32 people in a Shia district of the Iraqi capital Baghdad, with a funeral procession caught in the blast.
Yesterday 10:43 pm (15 hours ago)
Republican presidential candidate Mitt Romney pulls away from nearest rival Newt Gingrich in Florida opinion polls, although his national lead slips.
Yesterday 4:22 pm (22 hours ago)
The pace of US economic growth quickened to a 2.8% annualised rate in the three months to December, the Commerce Department says.
Yesterday 5:04 pm (21 hours ago)
Photos from around the world this week
Yesterday, 1:03 pm
24 hours of news photos: 27 January 2012
Thursday, 6:01 pm
Buildings fall in city centre
Thursday, 12:39 pm
Readers pictures on the theme frozen
Tuesday, 2:23 am
Severe storm hits the US state of Alabama
Tuesday, 4:28 am
Vintage prints of fashion photographer on show
Thursday, 1:01 pm
24 hours of news pictures: 26 January
Wednesday, 12:39 pm
24 hours of news photos: 25 January 2012
Thursday, 4:25 pm
The government has said it will not allow any more time to debate a bill on moving UK time forward by an hour, despite calls from MPs on all sides of the House for it to do so.
11:22 am (3 hours ago)
A baker in Kent has created chocolate covered sprouts, because his son would not eat vegetables.
4:12 am (10 hours ago)
Snowstorms and sub-zero temperatures have hit parts of south-eastern Europe, leaving at least one person dead and thousands more without power.
1:39 pm (22 minutes ago)
Divers searching the wreck of the Costa Concordia cruise ship in Italy have found the body of a woman, bringing the death toll to 17.
Yesterday 7:57 pm (18 hours ago)
President Assad's grip over the Damascus suburb of Saqba appears to be weakening.
9:53 am (4 hours ago)
Companies who send out spam texts are being warned that investigating them is a high priority
9:00 am (5 hours ago)
The BBC has seen further evidence that former supporters of Colonel Gaddafi have been tortured in Libyan jails.
10:38 am (3 hours ago)
Campaigners have said the Government's plans to to charge a fee for single parents to use the Child Support Agency are unfair
Yesterday 4:57 pm (21 hours ago)
Brandy Yanchyk goes after adventure at the Waitomo Caves in New Zealand, experiencing the steepest abseil in the world into the black abyss of an underwater river.
12:32 am (13 hours ago)
John Cantlie's conflict photographs re-imagined
2:32 am (11 hours ago)
Where have the garden birds gone?
12:43 am (13 hours ago)
Hulk Hogan on the truth about wrestling
12:14 am (14 hours ago)
'How I tricked the Gestapo and escaped execution'
12:02 pm (an hour ago)
The Ethiopian town that is the khat capital of the world
12:34 am (13 hours ago)
'The operation that saved me from enduring pain'

welcome

Welcome to David Roberts & Partners Insurance Brokers Ltd.


We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.

 

We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 
 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 

 


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