Covernotes - Summer 2013

(file size: 2.44MB)


 Insurance Matters - Summer 2013

(file size: 788KB)

Insurance Matters A/W 2012

Insurance Matters A/W 2012

(file size: 678KB)



Covernotes Winter 2012

Covernotes Winter 2012

(file size: 1.65MB)


Market Overview and Outlook 2013

(file size: 2.MB)

Market Overview and Outlook 2013


Covernotes Summer 2012

Covernotes Summer 2012

(file size: 2.51MB)


Inside this issue: That sinking feeling, Stress in the work place, Motor Fleet claims tips, Getting upto speed, Cyber crime and

Fee For Intervention (FFI)


Insurance Matters: Spring and Summer 2012


Insurance Matters - Spring/Summer 2012

(file size: 650KB)


Inside this issue: Olym-Pick Pocketers, La con duite en France, Ensure your day goes without a hitch!, Changes to driving licence rules in Great Britain and Home Security.


Covernotes Spring 2012

Covernotes Spring - 2012

(file size: 2MB)


Inside this issue: 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft

Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.


Household/Residential Property Owners or Commercial Policies


Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification

Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.


Click here to read more

Motoring your way out of the recession


Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:


Click here to read more

Insurance Times

BBC News

10:28 pm (53 minutes ago)
A huge security operation is under way in Canada's capital Ottawa after a gunman killed a soldier at a war memorial and shots were fired in the parliament building.
5:04 pm (6 hours ago)
A whistleblower tells the BBC hundreds of people at risk of sexual exploitation in Sheffield were let down by police.
5:35 pm (6 hours ago)
Prime Minister David Cameron tells MPs the "buck stops with me" when it comes to deporting foreign criminals from the UK.
10:18 pm (an hour ago)
Sinn Féin leader Gerry Adams apologises to sex abuse victims "let down" by the IRA during the Troubles.
5:45 pm (6 hours ago)
Former Dr Feelgood guitarist Wilko Johnson says he has been "cured" of the terminal pancreatic cancer with which he was diagnosed in 2012.
1:39 pm (10 hours ago)
Sweden could use weapons in the search for a suspected foreign submarine near the capital Stockholm, a senior naval official tells the BBC.
11:16 pm (6 minutes ago)
A legal challenge is launched into the choice of Fiona Woolf as the chair of the inquiry investigating historical child abuse as political pressure grows.
9:04 pm (2 hours ago)
EU Commission boss Jean-Claude Juncker insists freedom of movement rules cannot be changed, putting him at odds with the UK.
5:12 pm (6 hours ago)
Former BBC Radio 1 DJ Mike Read requests a song he wrote in support of UKIP be withdrawn from sale following complaints that it was racist.
4:41 pm (7 hours ago)
The Syrian military has stepped up its air strikes on rebel-held areas dramatically, carrying out more than 200 in recent days, activists say.
7:36 pm (4 hours ago)
The World Health Organization's emergency committee holds talks on travel restrictions and screening measures on the Ebola outbreak.
5:03 pm (6 hours ago)
English Heritage adds more than 660 sites, including the fire-ravaged Eastbourne Pier in Sussex, to its at risk register.
9:13 pm (2 hours ago)
Footballer Ched Evans has released a video statement in which he says he is "determined to continue the fight" to clear his name.
6:02 pm (5 hours ago)
The manager of a cab firm in Rochdale has said that a small number of the company's customers are requesting white drivers, following the rise of the so-called Islamic State in the Middle East.
3:56 pm (7 hours ago)
An elephant calf has been air rescued after he fell down a well in the remote region of Milgis Lugga in Northern Kenya.
8:53 pm (2 hours ago)
Wilko Johnson spent a whole year "calmly accepting the fact that I was going to die", he has told the BBC's Colin Paterson.
1:58 pm (9 hours ago)
ITV's Loose Women broadcasts a final interview with Lynda Bellingham, recorded earlier this month.
1:14 pm (10 hours ago)
As the Ebola outbreak claims 20 lives a day in Sierra Leone, the BBC's Tulip Mazumdar reports from the capital Freetown on how volunteers are being trained to carry out safe burials.
7:45 pm (4 hours ago)
Schools and nurseries need to step in to tackle the worrying trend of tooth decay in children, the advisory body NICE has said.
5:51 pm (6 hours ago)
BBC News looks at what it takes to treat Ebola patients, in numbers and graphics.
1:44 pm (10 hours ago)
Microsoft is ditching the Nokia brand name from new devices, less than a year after acquiring the Finnish mobile firm.
5:39 pm (6 hours ago)
Roman gladiators had a diet that was mostly vegetarian, according to an analysis of bones from a graveyard where the fighters were buried.
10:18 pm (an hour ago)
Real Madrid score three goals in the first half to secure a comfortable 3-0 win at Liverpool in the Champions League.
9:50 pm (an hour ago)
More doubt is cast on the future of Caterham as their new owners threaten to quit the team in a row with ex-owner Tony Fernandes.
10:03 pm (an hour ago)
Arsenal score twice in the final two minutes to earn a dramatic comeback win at Champions League opponents Anderlecht.
7:33 pm (4 hours ago)
Ex-Sheffield United and Wales striker Ched Evans wants a return to football after serving a rape sentence.
5:25 pm (6 hours ago)
Wales prop forward Adam Jones says he is "gutted" at missing out on selection for the autumn internationals.
6:44 pm (5 hours ago)
US car safety regulators expand a recall of vehicles with potentially dangerous Takata airbags to 7.8 million, warning that owners should take 'immediate action'.
5:11 pm (6 hours ago)
Leadership expert Steve Tappin talks to Chinese bosses about the dos and don'ts of managing a firm which is growing very quickly.
11:48 am (12 hours ago)
The new European Commission led by Jean-Claude Juncker gets strong backing from MEPs after some tough questioning.
1:25 pm (10 hours ago)
A letter written by a 10-year-old girl to David Cameron about the West Cumberland Hospital is raised at PMQs.
12:52 am (22 hours ago)
A group of leading doctors and researchers has called on MPs to investigate potential conflicts of interest at the medicines watchdog, NICE.
4:15 pm (7 hours ago)
Chief Medical Officer Dame Sally Davies tells MPs that the UK is well prepared in case of a potential Ebola outbreak.
12:30 pm (11 hours ago)
Education Secretary Nicky Morgan has publicly contradicted the head of Ofsted over whether the watchdog has the right to inspect academy chains.
Monday, 9:05 pm
A new report claims that the government will fail to meet its child poverty reduction targets by 2020.
1:23 pm (10 hours ago)
The US space agency uploads a free library of audio files, including astronaut voices.
Yesterday, 9:25 am
BBC Click's Marc Cieslak looks at the smart glasses on show at the annual Ceatec electronics exhibition in Japan.
6:06 pm (5 hours ago)
DNA analysis of a 45,000-year-old human has helped scientists pinpoint when our ancestors interbred with Neanderthals.
3:56 pm (7 hours ago)
An elephant calf has been air rescued after he fell down a well in the remote region of Milgis Lugga in Northern Kenya.
1:37 pm (10 hours ago)
Actress Lynda Bellingham had shared her hopes for a final Christmas in a special edition of Loose Women.
8:53 pm (2 hours ago)
Wilko Johnson spent a whole year "calmly accepting the fact that I was going to die", he has told the BBC's Colin Paterson.
Yesterday, 3:31 pm
Young shoppers do not like eating food that is stored in the freezer, a survey has found. Why is it so unpopular, asks Luke Jones.
Monday, 3:30 pm
The government is planning to crack down on internet abuse. What laws are currently in place?
5:55 am (17 hours ago)
Several papers report plans to pay GPs £55 for each diagnosis of dementia they make, while a man who claimed to be in a coma for two years to avoid court also features.
3:48 pm (8 hours ago)
A former superintendent who served at Hillsborough apologises after discovering part of the evidence he gave to the inquests is incorrect.
5:58 pm (5 hours ago)
A former footballer who posed as a Chelsea player to live a lavish lifestyle is jailed for fraud.
5:58 pm (5 hours ago)
The Smith Commission on more powers for the Scottish Parliament has held a "constructive" first meeting, its chairman says.
4:22 pm (7 hours ago)
The number of young people unemployed in Scotland is at its lowest level for six years, according to official data.
8:59 pm (2 hours ago)
A 24-year-old man is charged with the attempted murder of a two-year-old girl in County Armagh.
2:13 pm (9 hours ago)
A south Armagh farmer who tried to use a forged will to inherit most of a £1m estate from an elderly woman will find out on Friday if he will be jailed.
5:29 pm (6 hours ago)
An MP admits being taken in by a conman who pretended to be quadriplegic claiming police were abusing him.
6:46 pm (5 hours ago)
Footballer Ched Evans releases a video statement in which he says he is "determined to continue the fight" to clear his name.
12:47 pm (11 hours ago)
An Islamic court has stoned an 18-year-old to death in southern Somalia after convicting him of raping a woman, a pro-Islamist news site reports.
4:29 pm (7 hours ago)
A ban on students kissing in public, imposed by the University of Zimbabwe, is "nonsensical", a student representative tells the BBC.
1:47 pm (10 hours ago)
Supporters of a leading anti-government cleric in Pakistan end a two-month protest in the capital Islamabad against PM Nawaz Sharif, but others remain.
4:57 pm (6 hours ago)
Japan's deputy prime minister meets his Chinese counterpart in Beijing in a move that could pave the way for a meeting between the countries' leaders.
12:57 pm (10 hours ago)
A snowplough driver at a Moscow airport says he lost his bearings before a collision with a plane that killed Total oil boss Christophe de Margerie.
12:44 pm (11 hours ago)
The wrecks of a German U-boat and a merchant vessel it sank in the Battle of the Atlantic are found 30 miles off the coast of North Carolina.
10:58 pm (23 minutes ago)
Mexico orders the arrest of the mayor of the southern town of Iguala, where 43 students disappeared after clashing with police last month.
7:01 pm (4 hours ago)
Cuba sends a second group of medical staff to West Africa to help fight the Ebola outbreak, becoming the biggest single provider of healthcare workers.
8:36 pm (3 hours ago)
A baby girl is killed and eight others injured after a car hits pedestrians in Jerusalem in what police are suggesting was a "terrorist attack".
7:16 pm (4 hours ago)
A US federal jury finds four Blackwater security guards guilty of killing 14 Iraqis in a square in Baghdad in 2007.
11:16 pm (5 minutes ago)
President Barack Obama expresses cautious optimism about the Ebola situation in the US, as new screening rules are introduced in the country.
6:53 pm (4 hours ago)
A US citizen freed from detention in North Korea receives an emotional homecoming in Ohio as Washington works to release two other Americans.
Yesterday, 12:38 pm
24 hours of news images: 21 October
Yesterday, 12:56 am
What floods did to Kashmir's most treasured historic sites
Monday, 6:36 am
Battle of the Bogside in 1969 by Gilles Caron
Monday, 11:12 am
Actress Lynda Bellingham's career on screen
Monday, 3:03 pm
24 hours of news images: 20 October
Sunday, October 19th, 11:33 pm
Aftermath of worst flooding in Indian-administered Kashmir
Friday, October 17th, 4:11 pm
News photos from around the world
Friday, October 17th, 12:27 am
From silver mine to wet plate in Peru
Thursday, October 16th, 3:22 pm
The Foreign Affairs Committee approves the EU trade deal with Moldova
8:38 pm (3 hours ago)
A lorry's onboard camera has caught the moment a car became wedged across the front of the cab as it travelled along the M25 near Gatwick.
6:29 pm (5 hours ago)
An MP has admitted being duped by a conman who pretended to be quadriplegic and claimed police were abusing him.
Yesterday 11:49 pm (24 hours ago)
President Barack Obama found himself in an awkward situation at the voting booth in Chicago on Monday, when a man walked past and told him not to touch his girlfriend.
11:33 am (12 hours ago)
A reburial service has been taking place in northern France for 15 British World War One soldiers, exactly one hundred years after they were killed in battle.
12:05 am (23 hours ago)
A man who beat three sisters with a hammer in a central London hotel has been found guilty of attempted murder.
Yesterday, 8:10 pm
The pregnant Duchess of Cambridge has made her first public appearance since an announcement that she was suffering from acute morning sickness.
Monday, 8:07 pm
Grant Trebilco started Fluro Fridays on Australia's Bondi Beach to help fight his own bipolar disorder - now more than 100 surfers join him each week.
Yesterday, 9:49 pm
A woman dies after being hit by a falling tree in high winds in London, while three people are injured in a separate incident in West Sussex.
1:26 pm (10 hours ago)
Remembering the swashbuckling Watergate editor Ben Bradlee
1:40 am (22 hours ago)
The political confrontation in a Hong Kong hair salon
10:14 am (13 hours ago)
Australian playwright on media baron's rise to power
12:04 am (23 hours ago)
Tales from the days when British diplomats ran the Gulf
12:07 am (23 hours ago)
How safe is it to eat mouldy food?
12:10 am (23 hours ago)
Why being over 40 makes you the perfect entrepreneur
12:13 pm (11 hours ago)
The people who buy and then cancel student debt
9:24 am (14 hours ago)
'Things I wish I’d known on day one'
5:03 pm (6 hours ago)
Tories in Brussels split over Juncker's Commission
2:33 pm (9 hours ago)
Would we be richer if more powers were transferred to big cities?
6:01 am (17 hours ago)
What really went wrong at Tesco?


Welcome to David Roberts & Partners Insurance Brokers Ltd.

We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.


We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 


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