Covernotes - Summer 2013

(file size: 2.44MB)


 Insurance Matters - Summer 2013

(file size: 788KB)

Insurance Matters A/W 2012

Insurance Matters A/W 2012

(file size: 678KB)



Covernotes Winter 2012

Covernotes Winter 2012

(file size: 1.65MB)


Market Overview and Outlook 2013

(file size: 2.MB)

Market Overview and Outlook 2013


Covernotes Summer 2012

Covernotes Summer 2012

(file size: 2.51MB)


Inside this issue: That sinking feeling, Stress in the work place, Motor Fleet claims tips, Getting upto speed, Cyber crime and

Fee For Intervention (FFI)


Insurance Matters: Spring and Summer 2012


Insurance Matters - Spring/Summer 2012

(file size: 650KB)


Inside this issue: Olym-Pick Pocketers, La con duite en France, Ensure your day goes without a hitch!, Changes to driving licence rules in Great Britain and Home Security.


Covernotes Spring 2012

Covernotes Spring - 2012

(file size: 2MB)


Inside this issue: 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft

Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.


Household/Residential Property Owners or Commercial Policies


Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification

Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.


Click here to read more

Motoring your way out of the recession


Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:


Click here to read more

Insurance Times

BBC News

11:55 am (27 minutes ago)
A train carrying the remains of most of the victims of the MH17 plane crash arrives in the Ukrainian city of Kharkiv, out of rebel-held territory.
10:35 am (an hour ago)
The UK wants the EU to adopt tougher sanctions against Russia amid continuing fury over the airliner disaster in Ukraine.
9:43 am (3 hours ago)
Parents will face prosecution if they fail to prevent their daughters undergoing female genital mutilation or forced marriage under new measures being announced.
12:04 pm (17 minutes ago)
An inquiry will be held into the death of the Russian dissident Alexander Litvinenko, the Home Secretary Theresa May announces.
12:06 pm (15 minutes ago)
An "aggressive Islamist agenda" was being pursued in some of the so-called Trojan horse schools in Birmingham, says a report commissioned by the Department for Education.
12:11 pm (10 minutes ago)
A diplomatic push to broker a truce in the Gaza Strip is intensifying, as Israel continues its military operation on the Palestinian territory.
12:12 pm (9 minutes ago)
Two pedestrians killed on a busy dual carriageway had asked someone to call the police shortly before their deaths, detectives reveal.
12:49 am (12 hours ago)
The police watchdog raises "major concerns" over the use of Tasers at point-blank range, saying the technique is "purely a means of pain compliance".
1:22 am (11 hours ago)
Police in South Korea say a body they found in June is that of the fugitive boss of the operator of a ferry that sank in April killing 300 people.
11:32 am (49 minutes ago)
The senior lawyer who reviews the government's terrorism legislation is to call for the definition of terrorism to be narrowed.
9:50 am (3 hours ago)
A suicide bomber outside Kabul airport kills at least one Afghan and at least three foreign security guards, officials say.
10:10 am (2 hours ago)
The police watchdog praises forces for cutting £2.5bn from budgets over the last four years, but warns the public is noticing fewer local officers on the beat.
4:48 am (8 hours ago)
In the largest ever genetic study of the disease, scientists have discovered some 80 genes which could leave people at higher risk of schizophrenia.
11:41 am (40 minutes ago)
The number of jellyfish in British waters could hit a record high this year, according to researchers.
12:01 am (12 hours ago)
Miami's Wynwood Arts District invited graffiti artists from around the world to paint the walls. Restaurants, design shops and co-working spaces soon followed.
7:22 am (5 hours ago)
BBC News hears from a 17-year-old in Zambia who was forced into marriage against her will.
11:18 am (an hour ago)
Teenagers 'Bethany' and 'Jack' describe growing up with parents in prison, as a charity calls for more support.
Yesterday 6:14 pm (18 hours ago)
Singer Susan Boyle has visited children in a hospital in Glasgow, taking a taste of the Commonwealth Games with her as she carried the Queen's Baton.
Yesterday 4:23 pm (20 hours ago)
England captain Steven Gerrard explains his retirement from international football, saying: "I've had to think of me this time".
Yesterday 2:29 pm (22 hours ago)
The BBC has defended its iPlayer service service after it was hit by technical problems which started over the weekend.
Yesterday 1:52 pm (22 hours ago)
The Corporation of London is the body that runs the City and is a quirk of centuries of history.
6:21 am (6 hours ago)
France and Germany are resisting calls from the UK for tough sanctions against Russia in the wake of the shooting down of Malaysia Airlines flight MH17, Tuesday's paper say.
10:26 am (an hour ago)
Australian soap Neighbours casts an indigenous actor in a leading role for the first time.
3:01 am (9 hours ago)
The Royal Navy's helicopter carrier HMS Illustrious returns to Portsmouth for the final time.
10:43 am (an hour ago)
Alastair Cook is too "stubborn" to quit the England captaincy, says former England batsman Geoffrey Boycott.
Yesterday 9:52 pm (14 hours ago)
England wicketkeeper Matt Prior is to take a break from cricket for the rest of the summer to recover from injuries.
10:12 am (2 hours ago)
Former England manager Sven-Goran Eriksson says Wayne Rooney should replace Steven Gerrard as the national team captain.
12:37 am (12 hours ago)
How can a remote Pacific island upstage the likes of England and Australia to be the Commonwealth's most successful nation?
Yesterday 8:26 pm (16 hours ago)
Defeat by India increases the pressure on England captain Alastair Cook, but he remains the only man for the job, says Jonathan Agnew.
9:50 am (3 hours ago)
Royal Mail's share price falls as it warns of lower revenues from its parcels business, but says it should still be able to meet its targets for the year.
Yesterday 5:30 pm (19 hours ago)
Brazilian Tallis Gomes explains how a failed attempt to hail a cab drove him to create smartphone app Easy Taxi.
11:46 am (36 minutes ago)
Remploy, which once ran factories employing disabled people, is to be privatised, the government announces.
11:24 am (57 minutes ago)
MP Keith Simpson draws up a list of recommended reading each summer to keep political types busy over the parliamentary recess.
11:11 am (an hour ago)
Two key health unions are to ballot their members in England on industrial action, including strikes, over pay.
Yesterday, 7:45 am
PE provision for children with disabilities in mainstream schools is lacking and could damage Britain's Paralympic prospects in the future, according to a survey carried out by the Youth Sport Trust.
1:03 am (11 hours ago)
There are so many problems and incorrect forecasts in the student loan system that there needs to be a complete review, says a report from MPs.
Tuesday, July 15th, 8:12 pm
The BBC's Alex Forsyth gauged reaction to Michael Gove's work as education secretary.
2:21 am (10 hours ago)
Chinese team NewBee takes home $5m in prize money after winning the world's most lucrative gaming contest.
9:06 am (3 hours ago)
Engineers are making it possible for spectators to race against the world's fastest man.
Yesterday 8:08 pm (16 hours ago)
A new study says the production of beef is around 10 times more damaging to the environment than any other form of livestock.
9:52 am (2 hours ago)
More and more jellyfish are being spotted on the UK's coastline during the summer months, and now scientists have decided to try and find out why.
11:44 am (37 minutes ago)
Sky News reporter Colin Brazier admits he was wrong to handle victims' belongings at the MH17 crash site in Ukraine.
Yesterday 1:14 pm (23 hours ago)
When is it worth installing a lightning rod?
Yesterday, 1:14 am
David Cameron's plan to set thresholds for strike action ballots poses interesting statistical questions, writes Anthony Reuben.
12:03 pm (18 minutes ago)
A coach carrying passengers overturns and comes to rest in a ditch in a crash on the A10 in Norfolk.
10:10 am (2 hours ago)
A 13-year-old girl is injured during a spate of shootings in the space of two hours in Sheffield.
11:26 am (55 minutes ago)
Glasgow is "buzzing" one day before the Commonwealth Games, according to the man in charge of delivering the event.
12:03 pm (18 minutes ago)
Edinburgh Leisure is forced to cancel water sports at one of its venues because a swan has been attacking people.
8:57 am (3 hours ago)
Unionist and Orange Order leaders are to meet Northern Ireland Secretary Theresa Villiers later to discuss parades.
Yesterday 6:32 pm (18 hours ago)
Golfer Rory McIlroy returned to Northern Ireland on Monday afternoon clutching the coveted Claret Jug.
10:00 am (2 hours ago)
A council is criticised for paying one its senior officers a redundancy package after he said he was going to retire.
11:05 am (an hour ago)
A teenage quad biker from Pembrokeshire who died during an event on Sunday had been racing competitively for several years, said a local councillor.
12:01 pm (20 minutes ago)
Nigeria's President Goodluck Jonathan is meeting for the first time parents of the girls abducted by militant Islamists 100 days ago.
5:31 am (7 hours ago)
Scientists say they have made an "exciting" step towards curing HIV by forcing the virus out of its hiding places in the body.
7:44 am (5 hours ago)
Rebels in eastern Ukraine have handed over two flight-data recorders from the downed MH17 plane to Malaysian officials.
12:06 pm (16 minutes ago)
Popular Jakarta governor Joko Widodo is poised to win Indonesia's hotly-contested presidential election, according to results broadcast on television.
7:12 am (5 hours ago)
Swiss banking giant Credit Suisse reports its biggest quarterly loss in almost six years after being hit by its settlement with US authorities over tax evasion charges.
Yesterday 2:17 pm (22 hours ago)
French Prime Minister Manuel Valls attacks "anti-Semitic" violence that broke out during a protest against Israel's action in Gaza.
1:44 am (11 hours ago)
Chinese President Xi Jinping has signed an oil deal with Venezuela, as part of a four-day tour of Latin America.
Yesterday, 2:05 am
The owner of a children's home in the Mexican city of Zamora at the heart of an abuse scandal has been released by police.
Yesterday 4:25 pm (20 hours ago)
Islamist militants who control the Iraqi city of Mosul are reported to have seized a nearby ancient monastery and ordered the monks to leave.
Yesterday, 1:06 am
UN nuclear agency says Iran has turned all of its enriched uranium closest to the level needed to make nuclear arms into fuel.
Yesterday 7:23 pm (17 hours ago)
Johns Hopkins Hospital agrees to pay $190m to thousands of women who joined a legal case claiming a gynaecologist secretly recorded them.
Yesterday 7:47 pm (17 hours ago)
Authorities have yet to determine a cause of death for Eric Garner after he succumbed during an arrest in New York City.
Sunday, July 20th, 9:54 am
A long line of royal baby photos
2:04 am (10 hours ago)
An Indonesian prisoner's campaign against HIV
Yesterday 1:51 pm (22 hours ago)
24 hours of news photos: 21 July
Yesterday, 12:12 am
The 'original conservationists' of India's tree-loving tribe
Sunday, July 20th, 1:21 pm
Most intense shelling since the launch of Israel's offensive
Sunday, July 20th, 4:00 pm
Career of American actor James Garner, who has died at the age of 86
Saturday, July 19th, 3:39 pm
Spectacular lightning storms across the East of England
Friday, July 18th, 4:14 pm
Powerful news photos from the past week
Monday, March 24th, 10:59 am
MPs are putting questions to ministers from the Foreign and Commonwealth Office.
7:01 am (5 hours ago)
Prince George celebrates his first birthday on Tuesday and to mark the occasion two new pictures have been released by Kensington Palace.
Yesterday 5:34 pm (19 hours ago)
Civilian drones are being tested across Africa's game reserves in a hi-tech battle with poachers threatening the continent's wildlife tourism industry.
Yesterday 6:08 pm (18 hours ago)
Israel sent ground troops into Gaza on Thursday, saying the ground operation is necessary to target Hamas' network of tunnels.
Yesterday 6:56 pm (17 hours ago)
At least five people have been killed and 70 injured by an Israeli strike on a hospital in Gaza, Palestinians say.
Yesterday 12:48 pm (24 hours ago)
Fergal Keane reports from Donetsk in eastern Ukraine where heavy fighting has been heard and "people are panicking".
Yesterday 3:41 pm (21 hours ago)
Ahead of the Commonwealth Games, Sophie Raworth takes a look at some of the venues and which athletes to look out for.
Yesterday 7:57 pm (16 hours ago)
Singer and TV star Tulisa Contostavlos's trial over drugs allegations collapses as the judge accuses a prosecution witness of perjury.
Yesterday 2:32 pm (22 hours ago)
Chris Buckler reports from Hollywood Golf Club in County Down in Northern Ireland, where Open Championship winner Rory McIlroy started playing the sport.
Tuesday, February 25th, 9:48 am
MPs are taking evidence on the 2022 World Cup bidding process.
9:54 am (2 hours ago)
How might things change for the rest of the UK
1:15 am (11 hours ago)
The bizarre Edwardian attempt to merge tennis and cricket
12:23 am (12 hours ago)
Why so many children die in hot cars
12:07 am (12 hours ago)
The wisecracking 90-year-old whose agony column is a cult hit
4:37 am (8 hours ago)
Prince George has had an eventful first year
7:33 am (5 hours ago)
How to solve a problem like Alastair Cook
2:14 am (10 hours ago)
First aid for the mind
Yesterday 9:26 pm (15 hours ago)
Key moments from Nick Griffin's years leading the BNP
4:53 am (7 hours ago)
Beauty queen becomes weightlifter to break stereotypes
10:48 am (an hour ago)
The end of the UK ‘depression’ may not be all it seems
12:01 am (12 hours ago)
The EU's dependence on Russian-designed power plants
8:31 am (4 hours ago)
Do Western sanctions hurt the Russian elite?


Welcome to David Roberts & Partners Insurance Brokers Ltd.

We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.


We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 


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