Covernotes - Summer 2013

(file size: 2.44MB)


 Insurance Matters - Summer 2013

(file size: 788KB)

Insurance Matters A/W 2012

Insurance Matters A/W 2012

(file size: 678KB)



Covernotes Winter 2012

Covernotes Winter 2012

(file size: 1.65MB)


Market Overview and Outlook 2013

(file size: 2.MB)

Market Overview and Outlook 2013


Covernotes Summer 2012

Covernotes Summer 2012

(file size: 2.51MB)


Inside this issue: That sinking feeling, Stress in the work place, Motor Fleet claims tips, Getting upto speed, Cyber crime and

Fee For Intervention (FFI)


Insurance Matters: Spring and Summer 2012


Insurance Matters - Spring/Summer 2012

(file size: 650KB)


Inside this issue: Olym-Pick Pocketers, La con duite en France, Ensure your day goes without a hitch!, Changes to driving licence rules in Great Britain and Home Security.


Covernotes Spring 2012

Covernotes Spring - 2012

(file size: 2MB)


Inside this issue: 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft

Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.


Household/Residential Property Owners or Commercial Policies


Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification

Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.


Click here to read more

Motoring your way out of the recession


Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:


Click here to read more

Insurance Times

BBC News

6:48 pm (41 minutes ago)
US President Barack Obama says the beheading of journalist James Foley is "an act of violence that shocks the conscience of the entire world".
5:59 pm (an hour ago)
It looks "increasingly likely" a man thought to have been involved in the beheading of US journalist James Foley is British, David Cameron says.
11:19 am (8 hours ago)
Two out of nine members of the Bank of England's Monetary Policy Committee voted to raise interest rates earlier this month, the first time in three years that policymakers have done so.
3:28 pm (4 hours ago)
Hamas says militant chief Mohammed Deif is alive and leading its response to Israeli air strikes that killed 19 people in Gaza, including his wife and child.
6:01 pm (an hour ago)
A second person is arrested on suspicion of manslaughter over the death of man in a shipping container in Essex.
5:06 pm (2 hours ago)
The US Attorney General arrives in Ferguson, Missouri, the scene of continuing protests over the police shooting of a black teenager.
4:52 pm (3 hours ago)
Ukrainian government and rebel forces both claim control of a small town after fierce fighting, as fighting claims 34 civilian lives in a day.
4:54 pm (3 hours ago)
Patients are dying from sepsis because of a lack of effective antibiotics, an expert is warning.
6:20 pm (an hour ago)
A new study suggests that modern humans and Neanderthals co-existed in Europe 10 times longer than previously thought.
11:10 am (8 hours ago)
A new crime of domestic abuse could be created under plans to tackle an issue which prompted one millions calls to police in 12 months.
6:21 pm (an hour ago)
Security forces in Liberia's capital deploy to enforce a quarantine in a large slum area in order to contain the spread of Ebola, setting off protests.
5:19 am (14 hours ago)
Legendary Indian yoga guru BKS Iyengar, who developed the Iyengar form of yoga, dies in the western city of Pune aged 95.
12:01 am (19 hours ago)
Jay Tate runs the National Near Earth Observation Centre - watching the skies for asteroids that could threaten the planet
2:01 pm (5 hours ago)
A group of vicars from the South East vow to make sermons more fun by taking part in a course which teaches them how to tell jokes.
8:09 am (11 hours ago)
At least 27 people are killed after heavy rain sparks landslides in Japan's Hiroshima prefecture.
12:37 pm (7 hours ago)
CCTV shows a beach in the town of Arenzano in northern Italy being torn apart by a tornado.
12:14 pm (7 hours ago)
Conductor Daniel Barenboim speaks to Newsnight's Kirsty Wark about how the situation in Gaza has affected his orchestra of musicians from both sides in the conflict.
Yesterday 11:45 pm (20 hours ago)
There has been a sharp increase in the number of girls under 18, who have fled the conflict in Syria, being forced into early marriages, the United Nations has told the BBC.
Yesterday, 5:52 pm
The BBC's Jim Jim Muir visits the strategically important Mosul Dam, which Kurdish and Iraqi forces have retaken from Islamic State (IS) militants.
9:36 am (10 hours ago)
The BBC looks at what it is like to be a cyclist in Rio de Janeiro and Nairobi.
1:56 pm (6 hours ago)
A supply teacher from Northamptonshire uses more than 27,000 pink loom bands to create a one-off garment for a breast cancer charity.
9:33 am (10 hours ago)
Sherlock star Benedict Cumberbatch is to voice the tiger Shere Khan in one of the two Jungle Book films entering production.
12:29 pm (7 hours ago)
Barcelona cannot sign players until 2016 once the current transfer window shuts, after Fifa reject their appeal over a ban.
6:17 pm (an hour ago)
Maria Lyle, 14, marks her arrival on the international stage with gold in the T35 100m at the IPC Athletics European Championships.
7:27 pm (a moment ago)
Manchester United announce the £16m signing of Argentina defender Marcos Rojo from Sporting Lisbon on a five-year deal.
8:47 am (11 hours ago)
Historically not deemed suitable for women, female cycling is growing in Rwanda and it is helping to transform lives.
6:22 pm (an hour ago)
Manchester City striker Edin Dzeko signs a new four-year deal with the defending Premier League champions.
3:57 pm (4 hours ago)
One of the most famous names in US retailing, Macy's, pays $650,000 to settle claims that it racially profiled and detained customers at its Manhattan outlet.
Yesterday 9:53 pm (22 hours ago)
A Bradford company which revamps old Citroen 2CVs says more of the cars are being sold to France.
4:57 pm (3 hours ago)
The beheading of a US journalist by Islamic State militants was "shocking and depraved", says Prime Minister David Cameron.
11:57 am (8 hours ago)
One of the women who accused Lord Rennard of harassment said she is "flabbergasted but really not that surprised" that his membership suspension has been lifted.
1:13 pm (6 hours ago)
An 18-year-old student has made a scientific breakthrough that could help save the lives of black athletes with undiagnosed heart problems.
Monday, 9:40 pm
Recent large contracts are fuelling the debate over competition for services within the NHS.
9:58 am (10 hours ago)
Ofsted is to investigate claims that schools in Norfolk were given advance notice of inspections.
Yesterday, 1:48 pm
A principal at an academy school in Birmingham, who resigned because she felt under undue pressure from governors, has given a statement after resuming her post.
6:31 pm (58 minutes ago)
Barnes & Noble unveils a customised version of a budget Samsung tablet that replaces a model it used to make itself.
6:13 pm (an hour ago)
Samsung and Barnes and Noble have teamed up to launch a new e-reader on a tablet device.
3:01 pm (4 hours ago)
A new assessment from Europe's CryoSat spacecraft shows Greenland to be losing about 375 cu km of ice each year.
Monday, 10:01 pm
Two Russian cosmonauts set off on a spacewalk from the International Space Station (ISS) to launch a nano-satellite.
3:13 pm (4 hours ago)
The former psychologist for TV series Big Brother wins his unfair dismissal claim against the University of Manchester.
Yesterday, 12:41 pm
Noted cravat-wearer Nicholas Parsons has lamented the neckwear's retreat from front-line fashion.
Monday, 2:32 pm
Julian Assange says he will leave the Ecuadorean Embassy in London "soon".
6:52 pm (37 minutes ago)
Two carriages overturn at Longleat Adventure Park, leaving six people injured.
4:15 pm (3 hours ago)
A drunken 22-year-old who managed to sneak on to a plane told staff he was the co-pilot when he was found, a court hears.
7:04 pm (25 minutes ago)
A leading oil industry figure says the Scottish government's predictions for North Sea oil recovery are up to 60% too high.
2:56 pm (5 hours ago)
A Whitehall department denies advising its staff to vote "No" in the Scottish independence referendum.
6:35 pm (53 minutes ago)
Northern Ireland's largest, private medical group says it may have to lay off 50 staff following a cut in the number of patients referred by the NHS.
7:05 pm (24 minutes ago)
There were five failings in the care given to a mother in labour which lead to her baby's death, a coroner rules.
6:07 pm (an hour ago)
A bakery in Newport is reported to be cutting 390 jobs by November.
3:35 pm (4 hours ago)
Two more nurses have been arrested in connection with an investigation into allegations of wilful neglect at the Princess of Wales Hospital in Bridgend, say police.
12:10 pm (7 hours ago)
Shares in South Africa’s largest banks have fallen after being downgraded by the credit ratings agency Moody’s.
12:34 pm (7 hours ago)
A huge fire rips through the Nigeria Football Federation building in the country's capital Abuja on Wednesday.
11:45 am (8 hours ago)
At least 32 people have been killed in landslides caused by heavy rain that buried houses in Japan's Hiroshima prefecture, officials say.
1:38 pm (6 hours ago)
Pakistan's anti-government cleric Tahirul Qadri has called on protesters to continue guarding access to all state buildings amid a massive sit-in at Islamabad.
7:24 pm (5 minutes ago)
Several lorries from a Russian convoy carrying aid have moved into the customs zone at the border between the two countries, local reports say.
2:16 pm (5 hours ago)
Two bodies are found after Italian Tornado fighter jets collide and crash during training, while the fate of two other crew members is unknown.
12:17 pm (7 hours ago)
An emotional President de Kirchner says proposed legislation will return control of its debt to the government.
5:09 pm (2 hours ago)
Lifelong fan Pope Francis is presented with the Copa Libertadores trophy by players and officials of Argentine side San Lorenzo.
1:53 pm (6 hours ago)
Iran's parliament votes to dismiss Science Minister Reza Faraji-Dana, dealing a blow to reformist President Hassan Rouhani.
6:35 pm (54 minutes ago)
The UN says it has begun its largest aid operation for a decade as it attempts to reach half a million people in northern Iraq.
4:22 pm (3 hours ago)
Texas Governor Rick Perry is defiant as he is booked on abuse of power charges, vowing to fight the case with "every fibre of my being".
4:27 pm (3 hours ago)
Taxi firm Uber is trialling a same-day delivery service for more than 100 grocery goods in Washington DC.
5:49 am (14 hours ago)
Official figures revealing another increase in average house prices lead some papers, while there is anger at the prospect of more rail fare increases.
Thursday, August 14th, 11:59 am
24 hours of news photos: 14 August
Wednesday, August 13th, 2:43 am
Life and career of US actress Lauren Bacall
Tuesday, August 12th, 4:08 pm
Charting career of Iraqi Prime Minister Nouri Maliki
Tuesday, August 12th, 12:57 pm
Career of actor and comedian in pictures
Wednesday, August 13th, 12:11 pm
24 hours of news photos: 13 August
Tuesday, August 12th, 3:55 pm
A new exhibition of photos by Jillian Edelstein
Monday, August 11th, 10:29 pm
Yazidi refugees fleeing violence from Islamic State militants
Tuesday, August 12th, 2:31 pm
24 hours of news photos: 12 August
Tuesday, July 22nd, 5:41 pm
Israel's response to rocket attacks must be "proportionate", insists a minister.
12:01 am (19 hours ago)
The Civil Aviation Agency is consulting on changes which would allow the owners of vintage planes to take paying passengers on flights.
2:45 pm (5 hours ago)
President George W Bush has taken the Ice Bucket Challenge, after a nomination from his daughter Jenna Bush Hager, Rory McIlroy, Woody Johnson, and Jim Harbaugh.
Yesterday 11:07 pm (20 hours ago)
A biker who filmed himself nearly crashing into a car head-on at high speed is found guilty of dangerous driving.
Yesterday 10:45 pm (21 hours ago)
The United Nations is mounting a major aid operation to try and help more than half a million people who have fled for their lives from extremist Islamic State (IS) fighters in northern Iraq.
11:55 am (8 hours ago)
Violence subsides but protests continue over the police shooting of a black teenager in Ferguson, Missouri, as 47 arrests are made.
Yesterday, 10:41 am
Comedian Tim Vine talks to BBC Breakfast about winning the funniest joke at Edinburgh festival and why he thinks being funny 'isn't rocket science'.
Yesterday 11:38 pm (20 hours ago)
A man has been arrested in Northern Ireland over the death of an immigrant who was found in a container at Tilbury Docks on Saturday.
Yesterday, 3:26 pm
A new study suggests the number of Africa's elephants has declined to a critical point.
10:07 am (9 hours ago)
Why would relatives leave ashes in a funeral parlour for years?
11:36 am (8 hours ago)
The times people are deliberately kept waiting
1:26 am (18 hours ago)
Why hundreds of thousands of people have left Ireland
4:55 pm (3 hours ago)
The Twitter users saying no to graphic images of James Foley
4:17 am (15 hours ago)
How would N Ireland's Orangemen feel if Scotland left the union?
2:29 pm (5 hours ago)
A doctor reports from the Ebola front line
9:59 am (9 hours ago)
The young model among the 51 Marchioness disaster victims
12:00 am (19 hours ago)
The man who says he's responsible for a million kids


Welcome to David Roberts & Partners Insurance Brokers Ltd.

We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.


We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 


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