Covernotes - Summer 2013

(file size: 2.44MB)


 Insurance Matters - Summer 2013

(file size: 788KB)

Insurance Matters A/W 2012

Insurance Matters A/W 2012

(file size: 678KB)



Covernotes Winter 2012

Covernotes Winter 2012

(file size: 1.65MB)


Market Overview and Outlook 2013

(file size: 2.MB)

Market Overview and Outlook 2013


Covernotes Summer 2012

Covernotes Summer 2012

(file size: 2.51MB)


Inside this issue: That sinking feeling, Stress in the work place, Motor Fleet claims tips, Getting upto speed, Cyber crime and

Fee For Intervention (FFI)


Insurance Matters: Spring and Summer 2012


Insurance Matters - Spring/Summer 2012

(file size: 650KB)


Inside this issue: Olym-Pick Pocketers, La con duite en France, Ensure your day goes without a hitch!, Changes to driving licence rules in Great Britain and Home Security.


Covernotes Spring 2012

Covernotes Spring - 2012

(file size: 2MB)


Inside this issue: 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft

Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.


Household/Residential Property Owners or Commercial Policies


Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification

Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.


Click here to read more

Motoring your way out of the recession


Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:


Click here to read more

Insurance Times

BBC News

12:01 am (7 hours ago)
British counter-terrorism police chiefs are making an unprecedented appeal to Muslim women to urge men against travelling to possibly fight in Syria.
4:26 am (2 hours ago)
The number of older people in England needing care will "outstrip" the number of family members able to provide it by 2017, a think tank warns.
5:39 am (an hour ago)
A first US contingent arrives in Poland for military exercises amid heightened tensions with Russia over Ukraine.
5:28 am (an hour ago)
The Conservatives say they will not subsidise new onshore wind farms if they win the 2015 general election.
1:51 am (5 hours ago)
Plans to allow schools to keep asthma inhalers go to public consultation, as campaigners say current rules endanger hundreds of thousands of children.
6:05 am (43 minutes ago)
The Duchess of Cornwall has been left "devastated" by the news of her brother's death, Clarence House says.
1:13 am (6 hours ago)
Nick Clegg will pledge to speak "loudly, passionately and unequivocally" against "isolationists" when he launches the Liberal Democrat campaign for the European elections.
6:07 am (40 minutes ago)
Social networking giant Facebook reports better than expected profits, as a surge in mobile advertising helps boost its revenues.
12:59 am (6 hours ago)
A Home Office scheme resulted in asylum seekers being placed in "unacceptably poor" housing, the Commons Public Accounts Committee says.
6:04 am (44 minutes ago)
US President Barack Obama restates support for Japan over disputed islands but warns that dialogue - not escalation - is the way forward.
12:29 am (6 hours ago)
Formula 1 boss Bernie Ecclestone goes on trial on bribery charges in the German city of Munich, and could face 10 years in jail if convicted.
Yesterday 9:19 pm (9 hours ago)
RAF fighter jets were scrambled to investigate two Russian military aircraft spotted approaching UK airspace, the Ministry of Defence (MoD) says.
6:02 am (46 minutes ago)
A police update in the hunt for missing Madeleine McCann and the death of the brother of the Duchess of Cornwall after a fall in New York attract headlines.
1:30 am (5 hours ago)
Cornish people will be granted minority status under European rules for the protection of national minorities.
Yesterday 10:33 pm (8 hours ago)
US film star Jodie Foster marries her girlfriend, Alexandra Hedison, the actress's representative confirms.
Yesterday 10:59 pm (8 hours ago)
Karim Benzema's goal gives Real Madrid the advantage as holders Bayern Munich lose semi-final first leg in Spain.
12:11 am (7 hours ago)
Legendary Olympic swimmer Michael Phelps says he is coming out of retirement because of concerns over his weight.
Yesterday 7:36 pm (11 hours ago)
Paul Farbrace is confirmed as England's new assistant coach to Peter Moores after quitting as Sri Lanka head coach.
Yesterday 4:52 pm (14 hours ago)
Manchester United reject "unprofessional" claim, insisting they did not want to search for a successor behind David Moyes's back.
Yesterday 10:27 pm (8 hours ago)
Tom Daley is set to compete at the London Aquatics Centre for the first time since winning Olympic bronze.
2:34 am (4 hours ago)
The Scottish government disputes UK government claims about future pension costs in an independent Scotland.
3:39 am (3 hours ago)
A potential free trade deal called the Trans Pacific Partnership is being seen as key to boosting growth in the Asia-Pacific region. But it has raised some questions about the impact on US jobs.
Yesterday 5:45 pm (13 hours ago)
UKIP says it is "extremely unhappy" about the name of another Eurosceptic party contesting the European elections.
Yesterday 6:14 pm (13 hours ago)
Senior Liberal Democrat Danny Alexander says the Lib Dems would be willing to renew their coalition with the Conservatives, but would not support a minority government.
1:57 am (5 hours ago)
Drinking more than three large glasses of wine can push people over a "tipping point", meaning they consume about 6,300 extra calories in the following 24 hours, research says.
Monday, 6:49 am
The most dangerous form of skin cancer is now five times more common than it was in the 1970s.
1:33 am (5 hours ago)
A study says the public cost of higher university fees and loans is "highly uncertain" and depends on how much future graduates will earn.
Saturday, April 19th, 8:14 am
Snooker World Champion Steve Davis is taking his love of the sport into schools in the hope of improving students' maths skills.
Yesterday 12:28 pm (18 hours ago)
Twitter users bombard the New York Police department with images depicting police aggression in the latest social media campaign to go awry.
Yesterday, 12:40 am
Microsoft's natural language expert explains how he breathed life into the firm's Halo-inspired virtual assistant Cortana.
Tuesday, 7:18 pm
A visualisation showing where sizeable asteroids have hit the Earth in recent years has been released by the B612 Foundation.
Tuesday, 11:13 am
Wildlife expert Chris Packham and Sergei Golovkin from Malta's Wild Birds Regulation Unit discuss the number of illegal bird hunters operating in Malta.
Yesterday 7:49 am (23 hours ago)
Legendary rock group Led Zeppelin make public two previously unheard recordings.
12:08 am (7 hours ago)
Dame Helen Mirren has revealed she always wanted to play Shakespeare's Juliet, but was never given the chance.
Yesterday 2:42 pm (16 hours ago)
For centuries, gardeners have but shards of pottery - "crocks" - at the bottom of plant pots. Why?
Yesterday 8:59 am (22 hours ago)
The Sri Lankan authorities are deporting a British tourist because of a Buddha tattoo. Here are five other ways tattoos can get you into trouble.
Yesterday 2:54 pm (16 hours ago)
A teenage blogger with terminal cancer raises more than £1m for charity after posting his final message to followers.
Yesterday 4:23 pm (14 hours ago)
A fire which killed four members of the same family was a revenge attack on the wrong house, a jury is told.
2:35 am (4 hours ago)
Skills shortages are threatening the pace of recovery of Scotland's construction industry, according to a survey.
2:42 am (4 hours ago)
Scotland needs more local councils with a greater range of powers relevant to its area in order to fully represent constituents, a new report says.
6:13 am (35 minutes ago)
Disposable income in Northern Ireland households is increasing but is less than half of the UK average, according to an economic consultancy.
6:13 am (35 minutes ago)
Skills shortages are an issue in the NI construction sector as its recovery continues, according to a survey.
Yesterday 7:16 pm (12 hours ago)
Eighteen men unhappy at being paid less than their female colleagues win an equal pay claim against a university.
Yesterday 7:11 pm (12 hours ago)
Griff Rhys Jones withdraws from becoming Cardiff University's chancellor just two weeks after an embarrassing debacle in which his appointment was delayed at the last minute.
5:28 am (an hour ago)
South Sudan's president sacks the head of the national army amid reports of military setbacks - including rebels seizing the oil hub of Bentiu.
Yesterday 9:46 pm (9 hours ago)
Four people, two of them police, are killed in the Kenyan capital Nairobi by a car bomb outside a police station.
1:28 am (5 hours ago)
Authorities in Australia say material washed ashore is not related to the missing Malaysia Airlines plane.
6:15 am (33 minutes ago)
The man who many expect to be India's next leader, Narendra Modi, is due to file his election nomination papers, as polling takes place in the sixth phase of general election.
Yesterday 5:59 pm (13 hours ago)
Turkey's Prime Minister Recep Tayyip Erdogan offers condolences for the first time for the mass killings of Armenians under Ottoman rule during WWI.
Yesterday 1:03 pm (18 hours ago)
EU member countries have cut new government borrowing, but total debt continues to rise, European Commission figures show.
Yesterday 12:40 pm (18 hours ago)
Weeks before the World Cup, deadly clashes break out in the Brazilian city of Rio after the body of a young man is found, allegedly beaten by police.
Yesterday 4:44 pm (14 hours ago)
Colombian President Juan Manuel Santos reinstates the ousted mayor of Bogota, Gustavo Petro, to his post following a court order to that effect.
4:02 am (3 hours ago)
UN Secretary General Ban Ki-moon accuses all parties in Syria's civil war of "flagrant violations" of international law over the delivery of aid.
Yesterday 7:59 pm (11 hours ago)
Rival Palestinian factions Fatah and Hamas announce a reconciliation deal, saying they will seek to form a unity government in the coming weeks.
3:49 am (3 hours ago)
The oldest former player with Major League Baseball, Cuba's Conrado "Connie" Marrero, dies in at home in Havana aged 102.
4:00 am (3 hours ago)
Canada says it will phase out the type of rail tankers involved in the deadly train derailment in Lac-Megantic last July.
Yesterday 12:59 pm (18 hours ago)
News photos from past 24 hours: 23 April
Tuesday, 6:39 pm
Divers search South Korea ferry
Tuesday, 12:03 pm
Huge murals in Dumfries and Galloway
Tuesday, 2:30 am
Memorials Nobel laureate Gabriel Garcia Marquez
Tuesday, 1:28 pm
News photos from past 24 hours: 22 April
Sunday, April 20th, 8:49 pm
Christians mark Easter Sunday
Monday, 12:45 pm
News photos from past 24 hours: 21 April
Saturday, April 19th, 12:01 am
News photographs from around the world
Wednesday, April 9th, 12:55 pm
The PM is challenged over his support for Maria Miller following a row over her expenses.
Yesterday 7:01 pm (12 hours ago)
BBC News hears from a man carrying out a daily random act of kindness or 'RAK Nomination'.
Yesterday 10:47 pm (8 hours ago)
NYPD asked followers to tweet a photo of themselves with officers and add the hashtag "myNYPD" as part of a social media campaign.
Yesterday 6:39 pm (12 hours ago)
A woman believed to be the mother of three children found dead at a south-west London home has been arrested on suspicion of murder.
Yesterday 7:35 pm (11 hours ago)
The White House has strongly condemned the massacre of civilians in South Sudan calling it a betrayal of the people by their leaders.
Yesterday 10:29 pm (8 hours ago)
The mother of the Hillsborough disaster's youngest victim has said he would have been ''very proud'' of his cousin, England Captain Steven Gerrard.
Yesterday 10:42 pm (8 hours ago)
Moscow has again warned that it will retaliate if it judges that the interests of Russian people are being threatened in Ukraine.
Yesterday 2:55 pm (16 hours ago)
Tennis star Andy Murray has been awarded the freedom of Stirling in a ceremony which made the Wimbledon champion break down in tears.
Yesterday 3:03 pm (16 hours ago)
Thousands of Ukrainian soldiers have been located on the border with Russia, joined by enthusiastic volunteer defenders.
1:22 am (5 hours ago)
How a cult comic character inspired a major new film
12:09 am (7 hours ago)
The unlikely debt capital of Britain
2:32 am (4 hours ago)
Why tourists are flocking to Chile's observatories
12:39 am (6 hours ago)
The decline of regional dialects for the deaf
Yesterday 2:13 pm (17 hours ago)
How European Starlings invaded America
Yesterday 11:21 am (19 hours ago)
Thousands of people in London are living in hidden homes
Yesterday 11:14 am (20 hours ago)
What is the evidence that the UK is a Christian country?
Yesterday 2:33 pm (16 hours ago)
Is Louis Van Gaal Man Utd's saviour?
Yesterday 4:21 pm (14 hours ago)
Could bubble messages have profitable future?
Yesterday 3:05 pm (16 hours ago)
Why do new treatments cost so much?


Welcome to David Roberts & Partners Insurance Brokers Ltd.

We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.


We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 


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