Covernotes - Summer 2013

(file size: 2.44MB)


 Insurance Matters - Summer 2013

(file size: 788KB)

Insurance Matters A/W 2012

Insurance Matters A/W 2012

(file size: 678KB)



Covernotes Winter 2012

Covernotes Winter 2012

(file size: 1.65MB)


Market Overview and Outlook 2013

(file size: 2.MB)

Market Overview and Outlook 2013


Covernotes Summer 2012

Covernotes Summer 2012

(file size: 2.51MB)


Inside this issue: That sinking feeling, Stress in the work place, Motor Fleet claims tips, Getting upto speed, Cyber crime and

Fee For Intervention (FFI)


Insurance Matters: Spring and Summer 2012


Insurance Matters - Spring/Summer 2012

(file size: 650KB)


Inside this issue: Olym-Pick Pocketers, La con duite en France, Ensure your day goes without a hitch!, Changes to driving licence rules in Great Britain and Home Security.


Covernotes Spring 2012

Covernotes Spring - 2012

(file size: 2MB)


Inside this issue: 2012 Corporate Hospitality, Credit Insurance, Directors' Risks, Product Recall, Motor Fleet and Plant & Farm Theft

Winter weather precautions!

Winter can bring with it troublesome times for people, no matter if you are a homeowner, tenant (private or commercial property) or a business who operates all year round.

Have a look at our hints and tips to make sure your Winter is not spoilt by the damage it can bring.


Household/Residential Property Owners or Commercial Policies


Please click here for the latest information from the Home Office

If you are unsure above the cover provided by your policy for this risk please contact us for clarification

Corner Cutting Fears

Whilst many businesses need to control costs to survive, this year there is real concern that organisations will also cut corners, leading to an unsafe working environment.


Click here to read more

Motoring your way out of the recession


Managing work-related vehicle risks can be of great benefit to yourbusiness and can help you save money. We examine the changing nature of motor fleet risks and how the recession may impact on them, with tips on how to best manage the risks:


Click here to read more

Insurance Times

BBC News

2:42 am (37 minutes ago)
Save the Children says healthcare demands are far outstripping supply in Sierra Leone and warns that the Ebola outbreak there is getting worse.
2:20 am (59 minutes ago)
Cuts in the amount of health aid the UK provides to Liberia and Sierra Leone have "compromised the fight" to stop the spread of the Ebola virus, MPs warn.
12:52 am (2 hours ago)
Hundreds of GP practices are at risk of closure because of the ageing workforce, doctors' leaders say.
12:42 am (3 hours ago)
Secret Service director Julia Pierson resigns as criticism of the agency intensified following several high-profile security lapses.
Yesterday 8:18 pm (7 hours ago)
A body found in a west London river is that of missing Alice Gross, the Metropolitan Police confirm.
Yesterday 10:14 pm (5 hours ago)
China issues a warning against "illegal acts" in Hong Kong, as protesters there vow to step up their campaign if the chief executive does not resign.
Yesterday 9:41 pm (6 hours ago)
The British National Party says it has expelled its former leader Nick Griffin, accusing him of trying to "destabilise" the party.
12:53 am (2 hours ago)
Three UK universities lose their place in the top 200 of a global higher education league table while elite universities hold their ground.
12:15 am (3 hours ago)
The International Olympic Committee says it is satisfied with the progress made by Rio de Janeiro in its preparations for the 2016 Olympics.
2:32 am (46 minutes ago)
Young people lack workplace skills such as communication and team working, a study among employers suggests.
12:07 am (3 hours ago)
Celebrities who had intimate pictures of themselves leaked onto the internet were "dumb" for taking them, the EU's new digital commissioner says.
12:54 am (2 hours ago)
Anthony Horowitz, best-selling author of the Alex Rider teenage spy adventures, becomes the latest writer invited to pen a new James Bond novel.
Yesterday 6:38 pm (9 hours ago)
The award-winning comedian, actor and writer Stephen Fry has said his new volume of memoirs, More Fool Me, reveals the "ugly truth" about his cocaine use in the 1980s.
Yesterday 11:27 pm (4 hours ago)
A sneak preview of Volvo's new XC90 - the car set to take centre stage at the Paris Motor Show.
Yesterday 11:31 pm (4 hours ago)
David Cameron has pledged to cut taxes for thirty million people if the Conservatives win next year's election, the Institute for Fiscal Studies has said the combined cost of the tax changes would be £7.2bn by 2020.
Yesterday 7:20 pm (8 hours ago)
A rare clouded leopard has been hand-reared in the bathroom of a zookeeper after she was rejected by her mother.
Yesterday 4:03 pm (11 hours ago)
The BBC's Celia Hatton reports on how the Chinese media are reporting on the protests in Hong Kong
Yesterday 3:28 pm (12 hours ago)
Jude Currie is a 12-year-old boy from Cobham in Surrey with a rather unusual hobby
Yesterday, 12:08 am
It is 25 years since Denmark became the first country to celebrate same-sex civil unions.
Yesterday 12:49 pm (15 hours ago)
Eighties pop group Spandau Ballet reunite for the premiere of a film about their career.
12:42 am (3 hours ago)
India is set to launch a nationwide campaign to clean up the country on 2 October, the birthday of Mahatma Gandhi, but many of the country's bureaucrats are not happy about it, writes the BBC's Geeta Pandey in Delhi.
Yesterday 10:07 pm (5 hours ago)
Today 15 thousand coach and ticket packages have been snapped up twice as fast as last year, but don't worry the rest go on sale this Sunday.
Yesterday 11:54 pm (3 hours ago)
The prime minister's speech to the Conservative Party conference, in which he promised tax cuts for 30 million Britons, leads most of Thursday's papers.
Yesterday 10:08 pm (5 hours ago)
Danny Welbeck scores his first senior hat-trick as 10-man Arsenal beat Galatasaray 4-1 in the Champions League.
Yesterday 9:33 pm (6 hours ago)
Formula 1 team Caterham pledge to compete in this weekend's Japanese Grand Prix despite bailiffs visiting their base.
Yesterday 10:18 pm (5 hours ago)
Top players file a lawsuit claiming sex discrimination over synthetic pitches at the 2015 Women's World Cup in Canada.
Yesterday 10:20 pm (5 hours ago)
Liverpool stutter to defeat in the Champions League as Basel's Marco Streller scores the only goal of their Group B clash.
12:05 am (3 hours ago)
Yorkshire batsmen Adam Lyth and Alex Lees are named the PCA's player and young player of the year respectively.
2:09 am (an hour ago)
Bond giant Pimco saw its investors withdraw a record $23.5bn (£14.5bn) in funds after manager Bill Gross abruptly left the company last month.
12:11 am (3 hours ago)
Click learns how to bend beacon technology to its bidding by turning a London Street into a musical wonderland.
Yesterday 8:11 pm (7 hours ago)
The UK's candidate to join the European Commission, Lord Hill, is summoned to a second hearing of MEPs to assess his suitability for the job.
1:24 am (an hour ago)
Five children in Texas who came into contact with the Liberian man infected with Ebola are being monitored at home.
Yesterday 12:21 pm (15 hours ago)
A cervical cancer victim has donated thousands of pounds to the hospital that failed to spot her disease.
Yesterday, 12:36 am
There are warnings that a lack of higher education in some parts of England could hamper the growth of local economies.
Tuesday, 9:56 am
The BBC is launching a campaign to get every child in the land familiar with a piece of classical music.
Yesterday 2:49 pm (12 hours ago)
The US air safety regulator has ordered airlines to replace cockpit displays in more than 1,300 planes because of fears that wi-fi signals can make them go blank.
Yesterday, 1:15 am
Microsoft has disclosed the first details of Windows 10 - its next operating system (OS).
Yesterday 7:44 pm (8 hours ago)
Scientists identify a huge rectangular feature on the Moon that is probably the buried remains of an ancient rift valley system.
Yesterday 7:20 pm (8 hours ago)
A rare clouded leopard has been hand-reared in the bathroom of a zookeeper after she was rejected by her mother.
Yesterday 2:51 pm (12 hours ago)
Broadcaster and musician Sheila Tracy, who was the first woman to read the news on BBC Radio 4 and presented Big Band Special on Radio 2, dies.
Yesterday 6:38 pm (9 hours ago)
The award-winning comedian, actor and writer Stephen Fry has said his new volume of memoirs, More Fool Me, reveals the "ugly truth" about his cocaine use in the 1980s.
Yesterday, 12:17 am
US yoga practitioners insist it isn't primarily about fitness. But the definition can be flexible.
Tuesday, 8:19 am
It is more than 30 years since it became illegal to drive without a seatbelt, yet up to two million drivers in the UK are still risking it.
Yesterday 8:10 pm (7 hours ago)
A senior officer policing Hillsborough at the time of the 1989 disaster says "a substantial minority" of fans had "too much to drink" before entering the ground.
Yesterday 4:50 pm (10 hours ago)
A Banksy mural showing a group of pigeons holding anti-immigration banners is destroyed after a complaint the work was "racist".
1:15 am (2 hours ago)
Deputy First Minister Nicola Sturgeon calls for a major UK welfare reform to be put on hold in Scotland.
Yesterday 10:35 pm (5 hours ago)
Four Scottish universities rise up the Times Higher Education world rankings despite the UK coming under pressure from overseas competition.
Yesterday 11:57 pm (3 hours ago)
The Treasury has been formally warned that the Northern Ireland Executive is on track to go into the red by the end of this financial year.
Yesterday 6:35 pm (9 hours ago)
Human remains have been found in a County Meath bog by a team searching for an IRA victim missing for almost 40 years.
Yesterday 3:16 pm (12 hours ago)
Two nurses whose care led to "avoidable harm to vulnerable patients" at an Abertillery care home are struck off by the Nursing and Midwifery Council.
Yesterday 5:49 pm (10 hours ago)
Two former environment ministers criticise Welsh government plans for an M4 relief road south of Newport.
Yesterday 7:52 pm (7 hours ago)
Award-winning Zimbabwean writer Chenjerai Hove calls on Zimbabwe's first lady Grace Mugabe to hand back her PhD as students demand an investigation.
Yesterday 5:04 pm (10 hours ago)
More than 100 demobilised militia fighters and their relatives die from hunger and disease in an army camp in DR Congo, according to a rights group.
Yesterday 8:59 pm (6 hours ago)
Rescue workers in Japan recover more bodies from Mount Ontake, bringing to 47 the number of those killed by Saturday's surprise volcanic eruption.
Yesterday 6:48 pm (9 hours ago)
Afghanistan's new President, Ashraf Ghani, says he is resuming the investigation into a banking fraud, said to be one of the largest in the world.
Yesterday 3:20 pm (12 hours ago)
A shell blast kills four people at a school in the rebel-held Ukrainian city of Donetsk on the first day of classes, delayed because of the conflict.
Yesterday 5:21 pm (10 hours ago)
Radovan Karadzic sums up his defence, saying he takes "moral responsibility" for crimes committed by Bosnian Serbs but denying he ordered killings.
2:31 am (48 minutes ago)
The Mexican authorities say they have captured the head of a notorious drug crime syndicate, Hector Beltran Leyva.
12:07 am (3 hours ago)
Argentina's central bank governor Juan Carlos Fabrega resigns after less than a year in the job, as the country's economic troubles pile up.
Yesterday 7:02 pm (8 hours ago)
Iraqi Prime Minister Haider al-Abadi tells the BBC he "totally" opposes Arab nations joining air strikes against Islamic State in his country.
2:45 am (34 minutes ago)
Leading Bahraini human rights activist Nabeel Rajab is arrested over Twitter remarks deemed "denigrating" to government institutions.
Yesterday 10:41 pm (5 hours ago)
Michael Dunn is found guilty in the fatal shooting of Jordan Davis, a teenager shot during a row over loud music at a petrol station in Florida.
Yesterday 4:49 pm (10 hours ago)
US Secretary of State Henry Kissinger wanted to "smash Cuba" by air strikes nearly 40 years ago, newly disclosed government documents show.
Yesterday 3:16 pm (12 hours ago)
Readers' photos on the theme of "amateur sport"
Yesterday 1:51 pm (13 hours ago)
News images from around the world: 1 October
Yesterday, 12:10 am
Photographer Shirley Baker's photos of Manchester
Yesterday 12:36 pm (15 hours ago)
Crowds gather on the streets of Hong Kong
Tuesday, 11:42 am
Men and women who risk their lives to get rich in Guinea
Tuesday, 12:54 pm
News images from around the world: 30 September
Tuesday, 1:05 am
Printing tradition kept alive in Calcutta
Monday, 8:42 am
Exhibition featuring work by three generations of photographers
Friday, September 26th, 6:28 pm
MPs vote by 524 to 43 in favour of UK military action against Islamic State in Iraq.
Yesterday 9:20 pm (6 hours ago)
The Syrian town of Kobane is still under siege, two weeks after Islamic State fighters began their assault.
Yesterday 9:41 pm (6 hours ago)
A five year-old girl from Inverness who was born without any fingers on one hand has become the first in the UK to be fitted with a bionic limb made using a 3D printer
Yesterday 10:42 pm (5 hours ago)
Police investigating the disappearance of missing 14-year-old schoolgirl Alice Gross are now treating it as a murder inquiry after a body was found in a west London river
Yesterday 10:31 pm (5 hours ago)
More information has come to light about the first Ebola patient diagnosed in the United States.
Yesterday 11:41 pm (4 hours ago)
A 17-year-old girl has been found in Mexico 12 years after she was abducted by her mother.
Yesterday 6:10 pm (9 hours ago)
Former Conservative supporter Arron Banks has announced that he will donate £1m to UKIP.
Yesterday 8:29 pm (7 hours ago)
The family of a missing schoolgirl who is thought to have gone to Syria, possibly to join Islamist fighters, say they are heartbroken and just want her home.
Yesterday 1:16 pm (14 hours ago)
Paul Zimmerman, who is a Hong Kong local councillor, explains why he took a yellow umbrella to protest at a China National Day reception in Hong Kong.
12:03 am (3 hours ago)
How data crunching is dictating our job prospects
12:05 am (3 hours ago)
Devil worship in the tunnels of the man-eating mountain
1:21 am (an hour ago)
The strange world of super-specialist cutlery
12:09 am (3 hours ago)
Will our cities ever be congestion-free?
12:10 am (3 hours ago)
19th Century Brazil seen through the eyes of an Englishman
1:22 am (an hour ago)
RAF veterans who risked their lives to help Polish resistance
1:25 am (an hour ago)
Can antidepressants treat brain tumours?
Yesterday 3:18 pm (12 hours ago)
Is Cameron more Thatcher than Thatcher?
Yesterday 1:16 pm (14 hours ago)
What the politicians aren’t telling us about the NHS budget
Yesterday 5:29 pm (10 hours ago)
Lord Hill tells EU why he's the man to oversee banks


Welcome to David Roberts & Partners Insurance Brokers Ltd.

We manage the insurance needs of thousands of diverse businesses across the North West from sole traders to PLCs. We recognise that every business is different and provide a tailored solution and service for each of our clients.


We also provide a full range of personal insurance services and can arrange cost effective protection for your home and car in addition to travel and pet insurance. 

You'll find useful topical comment and insight into how you can resolve the issues that may impact on your business through our regularly updated News section. 


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